中信银行个人借款贷款合同16条 网上中英

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1、中信银行个人贷款合同（中英文）CHINACITICBANKPersonalLoanContractCodeNo:借款人（以下简称甲方）：Borrower(hereinaftercalledPartyA):身份证件名称及号码：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:贷款人（以下简称乙方）：Lender(hereinaftercalledPartyB):住所：Addressoflivingplace:联系电话：Postco

2、de:邮编：Contactnumber:抵押人：Mortgager:身份证件名称及号码：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:出质人：Pledger:身份证件名称及号码：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:保证人：Guarantor:身份证件名称及号码：IDnameandcodeNo:ID

3、cardNumber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。AccordingtotherelevantlawsandregulationsoftheContractLawsandGuaranteeLawofthePeople’sRepublicofChina,PartyA,PartyBandtherelevantGuarantor,afterreachingagr

4、eementthroughnegotiationsontheloantoPartyBbyPartyA,herebyenterintothiscontract.　　第一条借款金额Article1AmountofLoan详见本合同第十四条第一款。1.1TheamountofloanisreferredtoArticle14.1underthiscontract.　　第二条借款用途Article2PurposeofLoan详见本合同第十四条第二款。2.1PurposeofloanforthiscontractisreferredtoArticle1

5、5.2.　　第三条借款利率Article3InterestofLoan一、借款利率详见本合同第十四条第三款。3.1InterestofloanisreferredtoArticle14.3.Theinterestiscalculatedfromthedayreleasingloan.二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款利率调整情况进行公告，不再另行书面通知甲方。3.2Duringthetermofthisloancontract,interestmaybechangedaspre

6、scribedbythePeople’sBankofChina,PartyBisentitledtoadjustandimplementtheinterestratewithoutfurthernoticetoPartyA.第四条借款期限及还款总期数Article4LifeofLoanandTotalLoanRepaymentTerms一、借款期限详见本合同第十四条第四款。4.1LifeofloanandtotalloanrepaymenttermsarereferredtoArticle14.4.　二、实际借款发放日与本合同约定的日期不一致

7、时，以实际借款发放日为准计算借款期限。4.2Intheeventthattheactualfundsreleasedateisindisagreementwiththedatestipulatedunderthiscontract,thelifeofloanshallbecalculatedbasedontheactualdayoffundsreleasing.　　三、甲、乙双方约定甲方按期还款，确定还款总期数，详见本合同第十四条第四款。　　第五条借款发放Article5ReleaseofFundsundertheLoan一、乙方发放借款的前

8、提是甲方提供了符合乙方要求的证明材料，履行了乙方要求的申请借款和担保手续，签署了申请借款所需法律文件并经乙方审查同意。5.1PartyBwillreleasethe