借款合同 中信银行个人贷款合同中英文版.doc

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1、中信银行个人贷款合同中英文版借款人(以下简称甲方)：Borrower(hereinaftercalledPartyA):身份证件名称及号码：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:贷款人(以下简称乙方)：Lender(hereinaftercalledPartyB):住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:抵押人：

2、Mortgager:身份证件名称及号码：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:出质人：Pledger:身份证件名称及号码：IDnameandcodeNo:IDcardNumber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:保证人：Guarantor:身份证件名称及号码：IDnameandcodeNo:IDcardNu

3、mber住所：Addressoflivingplace:联系电话：Postcode:邮编：Contactnumber:根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。AccordingtotherelevantlawsandregulationsoftheContractLawsandGuaranteeLawofthePeople'sRepublicofChina,PartyA,PartyBandtherelevantGuarantor,afte

4、rreachingagreementthroughnegotiationsontheloantoPartyBbyPartyA,herebyenterintothiscontract.第一条借款金额Article1AmountofLoan详见本合同第十四条第一款。1.1TheamountofloanisreferredtoArticle14.1underthiscontract.第二条借款用途Article2PurposeofLoan详见本合同第十四条第二款。2.1Purposeofloanforthisco

5、ntractisreferredtoArticle15.2.第三条借款利率Article3InterestofLoan一、借款利率详见本合同第十四条第三款。3.1InterestofloanisreferredtoArticle14.3.Theinterestiscalculatedfromthedayreleasingloan.二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款利率调整情况进行公告，不再另行书面通知甲方。3.2Duringthetermof

6、thisloancontract,interestmaybechangedasprescribedbythePeople'sBankofChina,PartyBisentitledtoadjustandimplementtheinterestratewithoutfurthernoticetoPartyA.第四条借款期限及还款总期数Article4LifeofLoanandTotalLoanRepaymentTerms一、借款期限详见本合同第十四条第四款。4.1Lifeofloanandtotalloanr

7、epaymenttermsarereferredtoArticle14.4.二、实际借款发放日与本合同约定的日期不一致时，以实际借款发放日为准计算借款期限。4.2Intheeventthattheactualfundsreleasedateisindisagreementwiththedatestipulatedunderthiscontract,thelifeofloanshallbecalculatedbasedontheactualdayoffundsreleasing.三、甲、乙双方约定甲方按期还款

8、，确定还款总期数，详见本合同第十四条第四款。第五条借款发放Article5ReleaseofFundsundertheLoan一、乙方发放借款的前提是甲方提供了符合乙方要求的证明材料，履行了乙方要求的申请借款和担保手续，签署了申请借款所需法律文件并经乙方审查同意。5.1PartyBwillreleasethefundsunderconditionthatPartyAhasprovidedevidencescomp