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ID:12088285
大小:189.00 KB
页数:43页
时间:2018-07-15
《do small group health insurance regulations influence small business size?》由会员上传分享,免费在线阅读,更多相关内容在教育资源-天天文库。
1、DoSmallGroupHealthInsuranceRegulationsInfluenceSmallBusinessSize?UCDCENTREFORECONOMICRESEARCHWORKINGPAPERSERIES2006DoSmallGroupHealthInsuranceRegulationsInfluenceSmallBusinessSize?KanikaKapur,UniversityCollegeDublinandPinarKaraca-Mandic,SusanMGatesandBrentFulton,RAND
2、CorporationWP06/22November2006UCDSCHOOLOFECONOMICSUNIVERSITYCOLLEGEDUBLINBELFIELDDUBLIN7><4DoSmallGroupHealthInsuranceRegulationsInfluenceSmallBusinessSize?KanikaKapur(CorrespondingAuthor)SchoolofEconomics,UniversityCollegeDublin,IrelandPhone:+3531716<462<4,Email:kan
3、ika.kapur@ucd.ie)andRANDCorporationPinarKaraca-MandicRANDCorporation1776MainSt.SantaMonica,CA90<407,USApinar@rand.orgSusanM.GatesRANDCorporationsgates@rand.orgBrentFultonRANDCorporationBrent_Fulton@rand.orgACKNOWLEDGMENTSThisresearchwasconductedwithintheKauffman-RAND
4、CenterforSmallBusinessandRegulation,whichisfundedbyagrantfromtheEwingMarionKauffmanFoundationintheRANDCorporationforthesponsorshipofresearchdealingwithregulatoryissuesandsmallbusinesses.WewouldliketothankJeremyPickreignoftheHealthResearchandEducationalTrustforprovidi
5、nguswiththedatausedinthisstudy.WereceivedhelpfulcommentsonanearlydraftofthemanuscriptfromDariusLakdawallaandMarkShowalter.WewouldalsoliketothanktheparticipantsintheKauffman-RANDCenterconferenceonsmallbusinessandregulation(November2005)forcommentsonanearlyversionofthi
6、sanalysis.WewouldliketothankourRANDcolleaguesfortheirsupport.DonnaWhitehelpedwiththeeditingandpreparationofthemanuscript.Anyerrorsarethefullresponsibilityoftheauthors.ABSTRACTThecostofhealthinsurancehasbeentheprimaryconcernofsmallbusinessownersforseveraldecades.State
7、smallgrouphealthinsurancereforms,implementedinthe1990s,aimedtocontrolthevariabilityofhealthinsurancepremiumsandtoimproveaccesstohealthinsurance.Smallgroupreformsonlyaffectedfirmswithinaspecificsizerange,andthedefinitionoftheuppersizethresholdforsmallfirmsvariedbystat
8、eandovertime.Asaresult,smallgroupreformsmayhaveaffectedthesizeofsmallfirmsaroundthelegislativethresholdandmayalsohaveaffectedthepro
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