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1、货币银行学形成性考核册作业参考答案(Moneyandbanking;formativeassessmentbooks;assignments;referenceanswers)Currency,banking,formativeassessment,homework,reference,answer1Moneyandbankingoperations1First,explainthefollowingwordsDepositmoney:referstothebankaccountwhichcanplaytheroleofmoney,mainlyr
2、eferstothecurrentdepositsthatcanbetransferredandsettledbyissuingchecks.Quasimoney:canatanytimeintothecurrencyofthecreditinstrumentsorfinancialassets,generallybybankdeposits,savingsdeposits,foreigncurrencydeposits,aswellasavarietyofshort-termcreditinstruments,suchasbankaccepta
3、nces,treasurybills.Istheformationofthenationalmonetarysystem:thecurrencyrelatedelements,moneycirculationorganizationandmanagementregulationssystem,referredtoascurrency.Unlimitedlegaltender:thelegalabilitytopaymoney,whichmeansthatnomatterwhattheamountofpayment,nomatterwhatnatu
4、reofthepayment,theotherpartymaynotrefusetoaccept.Gresham'sLaw:coingoldandsilverbimetallismunderoutgoodones.Whenthemarketpriceoftwokindsofdifferentlegalpricethesamecurrencyincirculationatthesametime,themarketpriceishigh(goodmoney)moneymarketwillbeundervaluedcurrency(badmoney)a
5、reexcluded,intheactionoflawofvalue,goodmoneyoutofcirculationinthestorage,andthebadmoneyfloodedthemarket.TheBrettonWoodssystem:inJuly1944bytheUnitedNationsalliesoftheinternationalmonetaryandfinancialconference"onthe"BrettonWoodsAgreement"asthebasisfortheestablishmentofthedolla
6、rcentricmonetarysystemofcapitalism.ThecentralcontentistheUSdollarasthemaininternationalreservecurrency,the"doublelinked"andthefixedexchangeratesystem.Jamaicasystem:theinternationalmonetarysystemformedin1976,whichisstillusedtoday.Themaincontentsarethediversificationoftheintern
7、ationalreservecurrency,thediversificationoftheexchangeratearrangementandtheadjustmentofthebalanceofpaymentswithvariouschannels.Foreignexchange:referstotheforeigncurrencycanbeusedforinternationalsettlementmeansofpayment.Broadsenseforeignexchangereferstoallclaimsthatcanbeusedin
8、thebalanceofpaymentsdeficit.Thenarrowsensereferstoforeignexchangeden