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1、外文翻译原文ThesituationofcommercialbankinternalcontrolsystemMaterialSource：《RationinginCreditMarketswithImperfectInformation》Author：BesterScreeningCommercialBanksinternalcontrolsystem,isthecommercialBanksinternalconstructioninpreventingrisksasthegoal,takeintoaccounttheefficiencyoftheorigina
2、lthen,torealizethemutualbusinesspostbalances,businessprocessofscientific,rational,businessvarietyofriskassessmentofeachthefloorboardofinternalrules.Thecurrentdomesticbankingaftermorethantenyearsofcommercialconstruction,andhasinitiallyestablishedaSetofcertainscientificandstrictinternalc
3、ontrolsystem,initiallyformingacross,postrestriction,thedepartmentauthorizedpointsunderinternalcontrolmechanism,toeffectivelyguardagainstcreditriskandmarketriskandoperationriskplayedasignificantpositiverole.Banksseriouslyquiteinternalcontrol,generallystrengthenedtheinternalcontrolandman
4、agementinthebankmanagementofbasebesidesart1functionsexstatus,canaccordingtothepeople'sbankofChinaandtheCBRCset~seriesofinternalcontroldocumentsandrelevantregulationsrequest,unifiesownreality,theinternalcontrolgroupsystemandmethodsystem,supervisionandevaluationmechanismontheconstruction
5、ofadifference.Iftheassettotheriskclassification,rating,controlofbadassetsofthecentralizedcollectdispose.Fornewissueloansofthefeasibilityofthedemonstration,creditauditseparation,tracksurveillance,totheaddednon-performingassetsthestrictlyinvestigateandprosecute,Inbankaccountingbusinessop
6、erationprocessstrictlyimplementsincompatiblebusinessphaseseparation,canenoughforbankinternalriskstatushaslaunchedaseriesofinternalcontrolinspection,evaluationactivityetc.Cansay,eachthebank'sinternalallbeensetupasetofcloselyrelatedwiththeirownbusinessoperation,thecontrolsystem,internalc
7、ontrolmanagementtextalreadyseerudimentofconstructionforbankingdovishmanage,playedanobviousstimulativeeffect.ButChina'sbankinginternalcontroltheproblemsoftheconstructionofalsoobvious,mainlydisplaysin:Systemofinternalcontrolconstraintweakness,lackofmandatory.Partofinternalcontrolsystem
