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1、商业银行内控制度建设现状【外文翻译】外文翻译原文ThesituationofcommercialbankinternalcontrolsystemMaterialSource:《RationinginCreditMarketswithImperfectInformation》Author:BesterScreeningCommercialBanksinternalcontrolsystem,isthecommercialBanksinternalconstructioninpreventingrisksasthegoal,takeintoaccounttheefficie
2、ncyoftheoriginalthen,torealizethemutualbusinesspostbalances,businessprocessofscientific,rational,businessvarietyofriskassessmentofeachthefloorboardofinternalrules.Thecurrentdomesticbankingaftermorethantenyearsofcommercialconstruction,andhasinitiallyestablishedaSetofcertainscientificandstr
3、ictinternalcontrolsystem,initiallyformingacross,postrestriction,thedepartmentauthorizedpointsunderinternalcontrolmechanism,toeffectivelyguardagainstcreditriskandmarketriskandoperationriskplayedasignificantpositiverole.Banksseriouslyquiteinternalcontrol,generallystrengthenedtheinternalcont
4、rolandmanagementinthebankmanagementofbasebesidesart1functionsexstatus,canaccordingtothepeople'sbankofChinaandtheCBRCset~seriesofinternalcontroldocumentsandrelevantregulationsrequest,unifiesownreality,theinternalcontrolgroupsystemandmethodsystem,supervisionandevaluationmechanismontheconstr
5、uctionofadifference.Iftheassettotheriskclassification,rating,controlofbadassetsofthecentralizedcollectdispose.Fornewissueloansofthefeasibilityofthedemonstration,creditauditseparation,tracksurveillance,totheaddednon-performingassetsthestrictlyinvestigateandprosecute,Inbankaccountingbusines
6、soperationprocessstrictlyimplementsincompatiblebusinessphaseseparation,canenoughforbankinternalriskstatushaslaunchedaseriesofinternalcontrolinspection,evaluationactivityetc.Cansay,eachthebank'sinternalallbeensetupasetofcloselyrelatedwiththeirownbusinessoperation,thecontrolsystem,internalc
7、ontrolmanagementtextalreadyseerudimentofconstructionforbankingdovishmanage,playedanobviousstimulativeeffect.ButChina'sbankinginternalcontroltheproblemsoftheconstructionofalsoobvious,mainlydisplaysin:Systemofinternalcontrolconstraintweakness,lackofmandatory.Partofint
