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1、商业银行内控制度建设现状【外文翻译】外文翻译原文ThesituationofcommercialbankinternalcontrolsystemMaterialSource:《RationinginCreditMarketswithImperfectInformation》Author:BesterScreeningCommercialBanksinternalcontrolsystem,isthecommercialBanksinternalconstructioninpreventingrisksasthe
2、goal,takeintoaccounttheefficiencyoftheoriginalthen,torealizethemutualbusinesspostbalances,businessprocessofscientific,rational,businessvarietyofriskassessmentofeachthefloorboardofinternalrules.Thecurrentdomesticbankingaftermorethantenyearsofcommercialconstruc
3、tion,andhasinitiallyestablishedaSetofcertainscientificandstrictinternalcontrolsystem,initiallyformingacross,postrestriction,thedepartmentauthorizedpointsunderinternalcontrolmechanism,toeffectivelyguardagainstcreditriskandmarketriskandoperationriskplayedasigni
4、ficantpositiverole.Banksseriouslyquiteinternalcontrol,generallystrengthenedtheinternalcontrolandmanagementinthebankmanagementofbasebesidesart1functionsexstatus,canaccordingtothepeople'sbankofChinaandtheCBRCset~seriesofinternalcontroldocumentsandrelevantregula
5、tionsrequest,unifiesownreality,theinternalcontrolgroupsystemandmethodsystem,supervisionandevaluationmechanismontheconstructionofadifference.Iftheassettotheriskclassification,rating,controlofbadassetsofthecentralizedcollectdispose.Fornewissueloansofthefeasibil
6、ityofthedemonstration,creditauditseparation,tracksurveillance,totheaddednon-performingassetsthestrictlyinvestigateandprosecute,Inbankaccountingbusinessoperationprocessstrictlyimplementsincompatiblebusinessphaseseparation,canenoughforbankinternalriskstatushasl
7、aunchedaseriesofinternalcontrolinspection,evaluationactivityetc.Cansay,eachthebank'sinternalallbeensetupasetofcloselyrelatedwiththeirownbusinessoperation,thecontrolsystem,internalcontrolmanagementtextalreadyseerudimentofconstructionforbankingdovishmanage,play
8、edanobviousstimulativeeffect.ButChina'sbankinginternalcontroltheproblemsoftheconstructionofalsoobvious,mainlydisplaysin:Systemofinternalcontrolconstraintweakness,lackofmandatory.Partofint
