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1、山西财经大学硕士学位论文农村信用社管理体制比较研究-对山西省农村信用社管理体制改革的思考姓名:赵旭申请学位级别:硕士专业:金融学指导教师:杨有振2009-03-25本文共分为五章。第一章为绪论,主要阐述论文的选题依据、文献回顾、研究方法、论文框架和创新点及难点。第二章是中国农村信用社管理体制的历史沿革,主要对我国农村信用社管理体制改革的历史进行回顾。第三章关于农村信用社管理体制的比较分析,针对当前存在的四种农村信用社管理模式进行比较分析,总结出各种模式的优缺点,为后文山西省的模式选择奠定基础。第四章分析了山西省农村信用社管理体制的现状,针对山西省对现
2、行体制的优势及弊端进行详述,并针对存在弊端的原因从产权制度、法人治理结构等方面进行了理论层面的透析。第五章是最后一章,阐述了山西省农村信用社管理体制改革的现实选择,并从总体思路、具体对策及外部环境的优化等三个方面提出了对策和建议,力图探索岀一条适合山西省情的农村信用社管理体制改革之路。【关键词】农村信用社管理体制产权模式AbstractThroughmorethan50years?development,theRuralCreditCooperatives(RRC)havebeenanimportantpartofthefinancialsystem
3、ofChina・SincethefoundationofRRC,therehavebeenseveraltimesofreformation,andhaswongreatachievements・However,whilesupportingtheruraleconomy,theRRCitselfhasaccumulatedsomanyproblemswhichneedtobesolvedquickly.In2003,ChinalaunchednewreformationintheRRCsphere・Andtillnow,therehaveforme
4、dfourreformationmodesthroughoutthecountry.ThatistheJiangsumode,theruralcooperativebankmode,theruralcommercialbankmode,andtheShanghai-Beijing-ChongqingMode.Everymodehasitsobviousregionalcharacteristics,relatingtotheirdevelopinglevelofthecountryside・Alongwiththereformationofthena
5、tion,themanagingsystemofRRCofShanxiprovincemadecorrespondingreformationin2003.Inconsiderationoftheleveloftheeconomicdevelopmentandotherfactors,ShanxiprovincesetuptheprovincialunionoftheRRC,chosetheJiangsumodeasthemanagingmodetemporarily.InthecurrentmanagingmodeofRRCofShanxiprov
6、ince,therearestillsomeproblems,suchastheproblemsofpropertyrightsandthelegalpersonmanagement.ThesettlementoftheseproblemsisveryimportantfortheperfectionandreformationofthemanagingsystemofRRCofShanxiprovince・ThisthesisfirstlydiscussedthemanagingsystemreformationhistoryofRRCofChin
7、a,andthenmadecomparativeanalysisbetweenthefourmodeswhichderivedfromtheRRCmanagingsystemreformation;SecondlyitanalyzedtheadvantagesanddisadvantagesofthecurrentRRCmanagingsystemofShanxiprovince;Finally,thethesisraisedsuggestionsinaccordancewiththeperfectionanddevelopmentofRRCmana
8、gingsystem,tryingtofindawaysuitableforthesituationsofS