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1、AbstractAbstractAtpresent,therisksfacedbyfinancialinstitutionsingeneralcanbesummarizedasmarketrisk,creditriskandoperationalrisk.Marketriskandcreditriskhavecausedtheattentionofthefinancialinstitutionslongtimeagoandtheywerealreadyhadseveralmatureriskmanagem
2、enttechniques.Financialinstitutionshaveestablishedvariouseffectivemanagementsystems.Operationalrisk,althoughhasbeenputforwardatthesametime,withothertworiskstoformasthe'threemajorrisk'thatfinancialinstitutionshavetoface,isduetothereleaseof《newBaselcapitala
3、ccord》.Withtheopeningupoffinancialindustries,globalization,complicationofbankingtransactionsandapplicationofinformationtechnology,effectivemanagementofoperationalriskhasbecomeanincreasinglyimportanttopicofthebankingsector.Thisprojectmainlyintroducesthegen
4、eraltheoryofoperationriskincommercialbanksthroughtheintroductionofthedefinition,classificationandcharacteristicsofoperationalriskinchinaandothercountries,tohaveaoverallunderstandingoftheoperationalriskoccurrence;ThroughtheintroductionofthemanifestationofC
5、hina'smajorBanks'operatingrisks,frompersonnel,informationtechnologysystems,internalprocessesandotherformsofoperationalriskinourcountry.AccordingtotheeightbusinesslinesandseventypesofoperationriskeventsdefinedbyBaselcommittee,the599samplesdatacollectedhasb
6、eenanalysedindetail.Fromthedataresult,thecharacteristicsoftheoperationriskincommercialbanksinChinaatpresentstagehasbeenidentified.Inaddition,throughtheanalysisoftheeconomicconsequencesofseveralcases,Iwillfindoutthecausesandgivecorrespondingsolutions.Keywo
7、rd:operationalriskriskmanagementcommercialbankcasesofriskII目录目录第1章绪论·····························································································································11.1选题背景和意义···················································
8、·························································21.2文献综述························································································································31.2.1国外研究现状··················