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ID:32137825
大小:1.50 MB
页数:51页
时间:2019-01-31
《数据挖掘在保险理赔系统中的分析与应用》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、Studyandimplementationforthedatamininginlifeinsuranceclaimsystem.Major:ComputerTechnologyName:SongHuiGuangSupervisor:Prof.LiLeiAbstractWithlifeinsurancereformsdevelopandenterinWTO,thecompetitionofdomesticlifeinsurancemarketisbecomingmoreandmorefiercely.
2、Forlifeinsurancemarketfrequentlychanges,lifeinsureranalysesandadjustspremiumaccordingtohistorydataeveryyear.Currently,approachthatprofessionaloflifeinsurerUSeSiscursory,itusuallyneedsprofessionalmakedecisionaccordingtolargenumbersofstatisticreports.This
3、isnotonlyverydifficult,butalsoinfluencedbysubjectivefactor.Withtwodecadesdevelopment,domesticlifeinsurancehasachievedrapidprogress,accumulatedalargeamountofdataoftheircustomers.Whocanmineandanalyzetheknowledgecontainedinthedatacorrectlywillreduceriskand
4、maximizetheprofit,thuswinthecompetition.Inlifeinsurance,thedomesticresearchonthisfieldisstillatinfancy,successes多xampleshavebeenfoundabroad.So,thereismuchimportantpracticalvalueintheresearchondataminingoflifeinsurance.Claimsystemisanimportantbusinesssys
5、temintheinsurancecompany.Themainfunctinofthesystemisthattheapplicantsfromcustomersaresubmitted,checkedandpaid.Astheaimofthethesis,wewanttofindouttheruleofthecustomers’countofclaimfortheirinsurancebasedonthedataofclaimwithdataminingtechnology.Inthisthesi
6、s,weapplythepopulartechnologyofdatawarehouseanddatamining,combinewiththecompanyactualdemand,builtinsurancepolicyandclaimdatawarehouseanddatamart.Finally,weconstructthedatamartofthecustomers’claimrecords,madethedecisiontreetofindtheareaswithmoreriskandan
7、alysistherulehideintheactions.Dataderiving,datacleaninganddatapre—processingaretheabsolutelynecessarystepsbeforedatamining.Afterthesesteps,wehavemadetwomodeswithdecisiontreealgorithminSQLServer2005,andanalyzedandprovedtheresults,discoveredsomeusefulrule
8、stocontrolrisk.ⅢWithlittleattentionispaidfromthedomesticlifeinsurer,whilethedataminingisSOimportant,thoseworksdoneinthisthesismaybeusefulfortheinsurers.Keyworks:datamining;lifeinsurance;claim;decisiontreeIV原刨性声明原创性声明本人郑重声明:所呈交的学位
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