网上银行消费者权益的法律保护

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1、ABSTRACTAccompaniedbythespringingupandrapiddevelopmentofinternetbankingandtheincreasinglystrengtheningofconsumers’senseofrights，therightsandinterestsproblemsofinternetbankconsumersareincreasinglybeingpaidmoreandmoreattentionbygovernmentandthepublic．Apparently，thetraditionallegalsystemsi

2、ntheinternationalsocietyhavealreadybeenincapabletoeffectivelyrespondandsolvethesehiddentroublesrelatedtotheprotectionoftherightsandinterestsofinternetbankconsumersexistinginthereality．Thus，itisofgreatpracticalsignificancetoanalyzethelegalrelationshipbetweeninternetbankandconsumers，explo

3、rethesignificanceinprotectingtherightsandinterestsofinternetbankconsumers，commenttheprotectionpracticesandtheproblemsexistinginlegalsystems，discusshowtobuildupandimprovethestrongerlegalsafeguardmechanismsinaccordancewiththeparticularityofinternetbanking．Inviewofthat，theauthorcomprehensi

4、velyappliestheanalyticalmethodsofpositivismandcomparisontomakesystematicresearchontheissuesofthelegalsafeguardsfortheprotectionoftherightsandinterestsofinternetbankCOnSUmerS．Thethesisconsistsoffivechaptersbesidestheintroductionportion．Chapteroneisthesummaryfortheinternetbankingandintern

5、etbankconsumer．Inthatchapter，theauthorfirstdefinesandconcludesthebasicconceptsofinternetbankandinternetbanking，andthenshemakesaninitialanalysisontheconnotationofinternetbankconsumerbymeansofcomparison．Onthatbasis，theauthoralsobrieflyintroducesthechallengesbroughttotheprotectionofthecons

6、umers’rightsandinterestsbyinternetbanking，andputsforwardsthegeneralconceptionaboutconstitutingthelegalsafeguardmechanismsfortheprotectionofconsumers’rightsandinterests．InChapterone，theauthornotonlyraisesproblems，butalsoindicatesthegeneralresolutionsfortheproblems，thusthechapterinfactest

7、ablishesthegeneralprinciplesandlaysthefoundationforthedeeperanalysisinthelaterchapters．IIIItisbasedontheinitialanalysismadeinChapteronethatthefollowingthreechaptersrangingfromChaptertwotoChapterfourmakethedeeperexplorationandpositivistresearchonthelegalsafeguardmechanismsforthe