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1、Unit10Insurance200909Objectives通过本章的学习，帮助学生掌握:1.保险在外贸业务中的目的2.国际贸易中的主要险种3.涉及保险的商业信函的撰写IntroductionThepurposeofinsurancetoprovidecompensationforthosewhosufferfromlossordamageMaintypesofinsuranceininternationaltradeHookDamage钩损险RiskofOdour串味险RiskofRust锈损险
2、Sweating&HeatingRisk受潮受热险RiskofShortage短量险WarRisk战争险RiskofLeakage渗漏险Pilferage&Theft偷窃险LossorDamageCausebyBreakageofPacking包装破裂险AllRisks一切险Lettersconcerninginsurancecanbewritteninthefollowingstructure:Putforwardtheproblemofinsuranceinapositiveway.Statew
3、hichkindofinsuranceisdesiredandprovidethereaderwithconvincingandspecificreasons.Expressexpectationsforanearlyreplyorcooperation.effectinsuranceonthecaptionedshipment办理标题货物的保险在表示“投保”“办理保险”时,常与insurance搭配的动词或动词词组有：arrangeinsurancecoverinsuranceeffectinsu
4、ranceprovideinsurancetakeoutinsurance说明保险情况时,insurance后接介词的一般用法：1）表示所保的货物,后接on,如insuranceonthe100tonsofwool。2）表示投保的险别,后接against,如insuranceagainstAIIRisks。3）表示保额,后接for,如insurancefor110％oftheinvoicevalue。4）表示保险费或保险费率,后接at,如insuranceataslighthigherpremium
5、,insuranceattherateof5%。5）表示向保险公司投保,后接with,如insurancewiththePeople’sInsuranceCompanyofChina。SampleLettersLetter1AFormalLetterofInsuranceCHINASHENZHENFOREIGNTRADEGROUPCORP.No.4ZhongXingRoadShenzhen,ChinaSept.1,2005TheJapanTradingCo.,Ltd.TokyoDearSirs,We
6、refertoyourletterofthe28thAugustenquiringaboutinsuranceonourCIFofferforCleanGreenPeasforcookingmadetoyouonthe15thAugust.Wewishtogiveyouthefollowinginformation:现复你方8月28日来函，询及我方8月15日关于现成烹制干净绿豌豆的到岸价的保险费事宜。我方为你方提供下列信息：IftransactionsareconcludedonCIFbasis,w
7、egenerallyarrangeinsurancewithPeople’sInsuranceCompanyofChinaagainstallkindsofrisksforseatransportation,suchasFPA,WPA,AllRiskandExtraneousRisks.如果货物以到岸价成交，我方总体上向中国人民保险公司投保了海运的一切险，例如：平安险、水渍险、一切险和附加险。AccordingtothestipulationsofOceanMarineCargoClauseofth
8、ePeople’sInsuranceCompanyofChinadatedonJanuary1st,1981,thew/w(warehouse-to-warehouseclause),whichiscommonlyusedininternationalinsurance,isadoptedinthecoverageofFPA,WPAandAllRisks根据中国人民保险公司于1981年1月1日颁布的《海洋运输条款》，国际保险中常用的“仓至仓”的责任条款包括平安险、水渍
