Unit Ten Insurance

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1、SessionTenReviewonUnitNineTwoformsofpackingLargepackingOuterpackingTransportationpackingSmallpackingInnerpackingSalespackingPackingcontainersCardboardboxCartonPolybagZipperedbagWoodencaseCrateSackCanPackingcontainersCardboardboxCartonPolybagZipperedbagWoodencaseCrateS

2、ackCan厚纸盒纸箱塑料袋拉链袋木箱板条箱/柳条箱麻布袋罐、铁罐PackingcontainersBarrelBaleKraftpaperMetalstrapFermentedplasticSawdustWaxpaperCarboyPalletPackingcontainersBarrelBaleKraftpaperMetalstrapFermentedplasticSawdustWaxpaperCarboyPallet桶大包、捆包牛皮纸铁条泡沫塑料木屑蜡纸大玻璃瓶货物托盘SessionTenInsuranceInsuranc

3、eThepurposeofinsuranceistoprovidecompensationforthosewhosufferfromlossanddamagethebusinessofprovidinginsurance保险业themoneyyoupayregularlytoaninsurancecompany=insurancepremium保险金Thecontractofinsuranceisinsurancepolicy保单PartiesInvolvedinInsuranceinsurer:apersonorcompanyt

4、hatprovidesinsurance=insuranceunderwriter保险商insured:apersonwhoselifeorpropertyisinsuredaninsured,投保人policy-holder:someonewhohasboughtinsuranceforsomething,theownerofaninsurancepolicy保单持有人(insurance)assessor:（保险）估损员(insurance)surveyor:（保险）勘查员，调查员MaintypesofinsuranceFPA

5、(Freefromparticularaverage)平安险Itisalimitedformofcargoinsuranceonlyprovidescoveragefortotallossesandgeneralaverageemergingfromtheactual“marineperils”likevesselbeingstrandedorsunk.MaintypesofinsuranceWPA(Withparticularaverage)水渍险ItisawidercoverthanFPA.Itprovidesextensiv

6、ecover,includingpartiallossordamagewhichmaybeattributedtonaturaldisasters.MaintypesofinsuranceAllRisks一切险Itisthemostcomprehensiveofthethreebasiccoverage.Theinsurerisresponsibleforalltotalorpartiallossof,ordamagetothegoodsinsuredeitherfromseaperilsorgeneralexternalcaus

7、es.GeneralAverage共同海损Itisalossresultingfromavoluntarysacrificeorexpenditure,intimeofperil,forthesafetyofhull,cargoandfreight.ParticularAverage单独海损Itmeanspartiallossordamageaccidentallycausedtotheshiportoaparticularlotofgoods.Itisnotatotalloss.Itmustbebornebytheownerof

8、thepropertysufferingtheloss.MaintypesofinsuranceGeneraladditionalrisks一般附加险IncludeTPND(Theft,PilferageandNon-delivery)偷窃提货不着