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1、金融行业it风险管理分析(Analysisofitriskmanagementinfinancialindustry)AnalysisofITriskmanagementinfinancialindustryITriskmanagementanalysisofthefinancialindustry:YanDaweiThefinancialindustryisahighlyintensiveITsystem,withahighdegreeofinformatization.Becauseitisrelatedtothenationaleconomyandpeople'slive
2、lihood,italsobearsthecorrespondinghigh-risk.China'sfinancialservicesindustryisinaperiodofrapiddevelopment,butitfacesthepressureofriskmanagementandregulatorycomplianceinitsrapiddevelopment.TheCBRCwillreleaseBaselattheendof2008IIagreementtoimplementregulatoryregulations,in2010,China'slargecomm
3、ercialbankswillbegintheimplementationoftheBaselIIagreement,nolaterthan2013.Chinafinancialservicescompanieswithincreasingscaleandbusinessvarietiesandbranches,riskmanagementandcomplianceisbecomingmoreandmoreimportant,butalsomoredifficult,thereforetheenterprisemustfromthepointofviewofthewholeen
4、terprise,completeriskmanagementandcompliance,formulateandimplementlong-termplanning,strategicinvestmentinriskmanagementandregulatorycompliance(suchas:ITarchitectureandlong-termnondepartmentalandnonsinglepointsolutions).First,financialriskandinformationtechnologyriskThebeginningofthelate1980s
5、,thefinancialwaveofelectronicdevelopment,tothisday,hasnearly30years.In30years,fromthedevelopmentofasingleentrysystemtothecorebanksystemasthecore,coveringthechannelmanagementandprocessmanagement,productdelivery,customervaluemanagement,knowledgemanagement,riskcontrolandaudit,afullrangeofbankin
6、gITsystem,acrosstheentirebankingvaluechain;fromsimplecentralizedcountertransactionstorealizetheintegrationofallinputchannels,integratedchannelsincludingInternet,mobileplatform,serviceasoneofthedeliverysystem;fromthedevelopmentorientedtransactionbankinginternalsystemwithclients,canbecustomize
7、d,combinedwithavarietyofchannelstotheprocessdefinitioncustomerservicedeliveryplatform,developmentofinformationtechnologyinthebankingindustry,noachievementsbrilliant.ItcanbesaidthatwithoutIT,withoutthesupportofIT,therewouldbenomodernbanking.However,