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1、一单选题1.产品组合是指企业向市场提供的全部产品线和（）的组合式搭配，它表明企业经营范围和结构。产品项目特定产品相关产品现有产品本题分值：4.0用户未作答标准答案：产品项目--------------------------------------------------------------------------------2.服务不可能像有形产品一样被储存起来以备未来出售，是指服务特征的无形性相连性易变性时间性本题分值：4.0用户未作答标准答案：时间性--------------------
2、------------------------------------------------------------3.并不是企业的所有资源知识和技术都能形成持续的竞争优势，都能发展成为核心能力。核心能力的特征包括价值性异质性不可模仿性难以替代性以及独立性创新性扩展性实用性本题分值：4.0businesstoorganize,guide,assist,participatorypre-loaninvestigation,providemarketingadviceandresponsiblefo
3、rmarketingadvice.ChapterIIIcontentandprocessafteracceptingtheborrower'sapplicationforthe14thperson,dominatedbyfieldinvestigationandoff-sitesurveysasasupplement,carryoutpre-loaninvestigationwork.Maincontentsareasfollows:(a)theborrowersurveys1.Borrowerfo
4、rcorporatecustomers,investigatorsshouldinterviewbusiness,management,financeandotherrelatedpersonnel,fieldtripplaceofbusinessandproductionoperations,andaccordingtotheinformationprovidedbythecustomertoverifythebusinessmanagement,authenticityofthefinancia
5、lsituation,trade,etc.2.borrowingpeopleforsmallenterpriseof,surveycontentexceptreferencecompanyclasscustomeroutside,alsoshouldfocusconcernactualcontrolpeopleandthemainshareholderspersonalfundingletter,andpractitionersexperience,andmarriagestatus,andheal
6、thstatus,softinformationandfamilyassets,andliabilitiesstatus;focussurveyverifiedenterpriseaccounttable,andbankaccountwater,andtaxinformationandhydropowerwage,spendinginformation,thenverifiedcompanyactualbusinessstatusandthefinancialstatus.3.theborrower
7、isanaturalperson,theinvestigationshouldfocusonborrowersandtheirfamilies,property,income,debt,credit...Investigatorsshouldfieldsurveys,confirmthemortgagesituation,bywayofassessment,inquiryfindsthevalueofthemortgage.Disagreeswiththedeterminationofvalue,s
8、houldbesubmittedthroughotherevaluationAgency,thesupplementaryinvestigations,fieldsurveys,includingre-evaluationofvalue.1.topropertymortgageof,surveypeopleshouldfieldstudymortgagereal,andverifiedfollowinginformation:housingownershipcardb
