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1、China’sinsurancemarketexitmechanismforprotectingthebuildingKeyWordsinsurancemarketexitmechanismforindustrialpolicytoprotectFirst,China’sinsurancemarkettowithdrawprotectionmechanismtargetingtheconstructionofIntheopenmarketconditions,theestablishmentandimplementationofmarketexitmechanismistoma
2、intainthehealthyoperationoftheinsurancemarket,anecessaryconditionforexitingthemarketwearereferredtoheremainlyreferstoinsurancecompanieswhenthemarketexitbankruptcy,notincludingthenormalmergersanddiscrete,asbankruptciesmarketexitwhenthebigshocksofthemarket,inordertoreducethishugeshock,whichine
3、vitablycallstowithdrawprotectionofestablishingamarketmechanism.China’sinsurancemarketexitcanonlydowhatthesecuritymechanismshouldtakeintoaccountthecountry’slackoffinancialresourcesandlong-terminsuranceindustryintheearlystagesofdevelopmentstatus,canonlypartiallyinsuredpersontoacertainextent,be
4、guaranteedandcompensation,itisimpossibleNorshould12fundamentallyunderminetherighttoavoidtheriskoftheinsuredperson’sself-protectionawarenessandtheresultingmainbodyoftheinsurancemarket,therestraintmechanism.Second,China’sinsurancemarketexitmechanismforprotectingthebuilding1.Insuranceprotection
5、fundtobeestablished.Insuranceprotectionfundcompanyhasbeenmainlytargetedassistancetocommercialinsurers,thestatutoryre-insurersandformerinsurancebroker,andforcommercialre-insurancecompanies,captiveinsurancecompanies,InsuranceAssessorandre-insurancebrokeragecompany,notaid.Thereasonsare:commerci
6、alreinsurancecompaniesandreinsurancebrokersarefullyinsuredtothebargainingpowerofinsurancecompanies;ofcaptiveinsurancecompaniesinsuredpersonmostfundamentallywiththecompany’sinterestsarefullyconsistentwithandisalegalpersoninsuredpersons,butalsodifficulttomonitorthecaptiveinsurancecompanies;and
7、InsuranceAssessorcannotbeapartytothecontractofinsurancecausedsubstantialharm(becausethepublicdissatisfiedwiththeoutcomecanbeassessedproceedings).InsuranceprotectionfundcompanyadvisedbytheChinaInsuranceRegulatoryCommission,the12statutoryre-insurance