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1、___________________________________________________________________________________________当前银行业分类监管的策略选择探索
摘要:当前,各类银行机构在所有制性质、产权结构、公司治理、经营环境等方面各有不同,在风险控制、内控状况、管理水平以及核心竞争力等方面表现迥异。本文作者提出,作为银行监管部门,必须对银行业金融机构的上述特性有着全面深入的了解,准确把握各类机构的风险特点,因行施策,因险施略,合理配置监管资源,用最小的监管成本收到最大的监管绩效,进而提高监管效率、实现监管目标。
关键词:银行业;分类
2、监管;策略选择
Abstract:Atpresent,varioustypesofbankinginstitutionsinthenatureofownership,propertyrightsstructure,corporategovernance,businessenvironmentandsodifferent,inriskcontrolandinternalcontrolsituation,themanagementlevelaswellasthecorecompetitivenessofdifferentareassuchasperformance.Theauthorsprop
3、ose,asabankingsupervisiondepartment,theneedforbankingfinancialinstitutionshavetheabovecharacteristicsofcomprehensiveandin-depthunderstandingandaccurategraspoftheriskcharacteristicsofvarioustypesofinstitutions,duetolineCeShi,Shislightlyduetotherisk,therationalallocationofregulatoryresources,withthe
4、smallestreceiptofregulatorycostsofmonitoringtheperformanceofthelargest,toimproveregulatoryefficiencyandachieveregulatoryobjectives.
Keywords:Banking;classificationregulation;strategy7___________________________________________________________________________________________________________________
5、__________________________________________________________________当前银行业分类监管的策略选择探索
摘要:当前,各类银行机构在所有制性质、产权结构、公司治理、经营环境等方面各有不同,在风险控制、内控状况、管理水平以及核心竞争力等方面表现迥异。本文作者提出,作为银行监管部门,必须对银行业金融机构的上述特性有着全面深入的了解,准确把握各类机构的风险特点,因行施策,因险施略,合理配置监管资源,用最小的监管成本收到最大的监管绩效,进而提高监管效率、实现监管目标。
关键词:银行业;分类监管;策略选择
Abstract:Atpresen
6、t,varioustypesofbankinginstitutionsinthenatureofownership,propertyrightsstructure,corporategovernance,businessenvironmentandsodifferent,inriskcontrolandinternalcontrolsituation,themanagementlevelaswellasthecorecompetitivenessofdifferentareassuchasperformance.Theauthorspropose,asabankingsupervision
7、department,theneedforbankingfinancialinstitutionshavetheabovecharacteristicsofcomprehensiveandin-depthunderstandingandaccurategraspoftheriskcharacteristicsofvarioustypesofinstitutions,duetolineCeShi,Shislightlydu