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1、___________________________________________________________________________________________当前银行业分类监管的策略选择探索摘要：当前,各类银行机构在所有制性质、产权结构、公司治理、经营环境等方面各有不同，在风险控制、内控状况、管理水平以及核心竞争力等方面表现迥异。本文作者提出,作为银行监管部门，必须对银行业金融机构的上述特性有着全面深入的了解，准确把握各类机构的风险特点，因行施策，因险施略，合理配置监管资源，用最小的监管成本收到最大的监管绩效，进而提高监管
2、效率、实现监管目标。关键词：银行业；分类监管；策略选择Abstract:Atpresent,varioustypesofbankinginstitutionsinthenatureofownership,propertyrightsstructure,corporategovernance,businessenvironmentandsodifferent,inriskcontrolandinternalcontrolsituation,themanagementlevelaswellasthecorecompetitivenessofdiffe
3、rentareassuchasperformance.Theauthorspropose,asabankingsupervisiondepartment,theneedforbankingfinancialinstitutionshavetheabovecharacteristicsofcomprehensiveandin-depthunderstandingandaccurategraspoftheriskcharacteristicsofvarioustypesofinstitutions,duetolineCeShi,Shislightly
4、duetotherisk,therationalallocationofregulatoryresources,withthesmallestreceiptofregulatorycostsofmonitoringtheperformanceofthelargest,toimproveregulatoryefficiencyandachieveregulatoryobjectives.Keywords:Banking;classificationregulation;strategychoice7_________________________
5、____________________________________________________________________________________________________________________________________________________________当前银行业分类监管的策略选择探索摘要：当前,各类银行机构在所有制性质、产权结构、公司治理、经营环境等方面各有不同，在风险控制、内控状况、管理水平以及核心竞争力等方面表现迥异。本文作者提出,作为银行监管部门，必须对银行业金融机构的上述特性有着
6、全面深入的了解，准确把握各类机构的风险特点，因行施策，因险施略，合理配置监管资源，用最小的监管成本收到最大的监管绩效，进而提高监管效率、实现监管目标。关键词：银行业；分类监管；策略选择Abstract:Atpresent,varioustypesofbankinginstitutionsinthenatureofownership,propertyrightsstructure,corporategovernance,businessenvironmentandsodifferent,inriskcontrolandinternalcontrol
7、situation,themanagementlevelaswellasthecorecompetitivenessofdifferentareassuchasperformance.Theauthorspropose,asabankingsupervisiondepartment,theneedforbankingfinancialinstitutionshavetheabovecharacteristicsofcomprehensiveandin-depthunderstandingandaccurategraspoftheriskchara
8、cteristicsofvarioustypesofinstitutions,duetolineCeShi,Shislightlydue
