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1、YasuharuUkai,EditorEconomicAnalysisofInformationSystemInvestmentinBankingIndustryYasuharuUkai,EditorEconomicAnalysisofInformationSystemInvestmentinBankingIndustrySpringerYasuharuUkaiDirectorandProfessor,ResearchCenterofSocionetworkStrategiesKansaiUniversitySuita,O
2、saka564-8680,JapanThisEnglishtranslationisbasedontheJapaneseoriginal,YasuharuUkai,editor;EconomicAnalysisofInformationSystemInvestmentinBankingIndustry,PublishedbyTaga-shuppanCo.,Tokyo©2003YasuharuUkaiLibraryofCongressControlNumber:2005921901ISBN4-431-24204-XSprin
3、ger-VerlagTokyoBerlinHeidelbergNewYorkThisworkissubjecttocopyright.Allrightsarereserved,whetherthewholeorpartofthematerialisconcerned,specificallytherightsoftranslation,reprinting,reuseofillustrations,recitation,broadcasting,reproductiononmicrofilmsorinotherways,a
4、ndstorageindatabanks.Theuseofregisterednames,trademarks,etc.inthispublicationdoesnotimply,evenintheabsenceofaspecificstatement,thatsuchnamesareexemptfromtherelevantprotectivelawsandregulationsandthereforefreeforgeneraluse.SpringerisapartofSpringerScience+BusinessM
5、ediaspringeronline.com©Springer-VeriagTokyo2005PrintedinJapanTypesetting:Camera-readybytheeditorPrintingandbinding:Hicom,JapanPrintedonacid-freepaperToDaleW.Jorgenson,andShozaburoFujinoPrefaceThisisanacademicbookthatexplainsinreahty,examinestheoretically,andanalyz
6、esstatisticallyinformationsysteminvestmentinthebankingindustrywithregardtotheprocessoftheinformationtechnologyrevolution.Thiskindofcomprehensiveresearchonthebankingindustryisthefirstintheworld.ItcouldbeseenasanapplicationstudyforJapanesefinancialderegulationafter1
7、997.However,ourproject,theWorkshopofInformationSystemInvestment,isatheoreticalresearchventure,consistingoriginally,whenitbeganin1994,ofeconomistsandcomputerscientists.Itaimedtomeasuretheeffectofcom•puterhardwareandsoftwareonthemoderneconomy,basedonthemicrodataofea
8、chfirm,andtoextendthefrontiersofeconomicscience.Itwas,coinci-dentally,thetimewhenthisprojectbeganfull-scaleoperation,inJuly1997,thatthevoluntaryclosureo
