国际贸易实务 chapter6 PAYMENT课件.ppt

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1、INTERNATIONALPAYMENTInternationalPaymentIssuesneededtobeconsideredWhowillbearthecreditrisk?Inwhatcurrencythepaymentwouldbemade?Whatarethecostsofeachmethodofpayment?Whatmightbethepoliticalorlegalrisks?InternationalPaymentDeterminantfactorsofpaymentNatureofmerchandiseI

2、ndustrynorms/practicesDistancebetweenbuyerandsellerPotentialcurrencyfluctuationPolitical&economicstabilityRelationshipbetweenbuyerandsellerInternationalPaymentCreditinstrumentsBillofExchange/DraftPromissoryNoteCheckTermsofpaymentRemittanceCollectionLetterofCreditBill

3、ofExchangeDefinition–Anunconditionalorderinwritingaddressedbyonepersontoanother,signedbythepersongivingit,requiringthepersontowhomitisaddressedtopayondemand,oratafixedordeterminablefuturetime,acertainsuminmoneyto,ortotheorderof,aspecifiedpersonorbearer.BillofExchange

4、PartiesinvolvedBillofexchangeMoneyDrawerExporterDrawee/PayerImporter/HisbankPayeeExporter/HisbankBillofExchange:ApplicationDate&placeofissuanceAspecificsumTenor:theperiodofcreditNameofthedraweeName&signatureofthedrawerNameofthepayeeororderorbearerNo.ofthedraftBillofE

5、xchange:Content＊＊BillofExchange:ContentOtherpossibleelementsTheword“Draft”or“BillofExchange”PaymentinstructionfrombankEndorsementifapplicableBillofExchangeTypesofB/EBanker’sDemandDraft/BankBillvs.CommercialDraft/TradeBillCleanBillvs.DocumentaryBillSightBillvs.TimeBil

6、l/UsanceBillAtxxxdays(after)sightAtxxxdaysafterdateAtxxxdaysafterdateofB/LOnfixeddateBillofExchangeProceduresIssuancePresentationEndorsementPaymentAcceptanceDishonorRemittance“remit”:v.tosend(money)usu.throughthepost,orbytelegraphorcable.Definitionofremittance–afterc

7、onclusionofabusinesstransaction,thedebtorinstructshisbanktosend(remit)thetransactionamounttohiscreditorinexportcountry.Itisthedebtorwhotakesinitiativetosendthepayableamounttohiscreditor.Remittance:PartiesInvolvedRemittanceTypesofremittanceMailTransfer(M/T)信汇Telegraph

8、icTransfer(T/T)电汇BycableBytelexBySWIFT(SocietyforWorldwideInter-bankFinancialTelecommunications)RemittancebyBanker’sDemandDraft票汇Re