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1、ExportletterofCredit-ExportsettlementtoolwithlowerrisksWHAT——Whatisexportletterofcredit?·Aseriesofserviceprovidedtotheexporterbythebankinexporter’scountryafteritreceivedL/Cfromissuingbank,includingadvisingL/C,takingupandexaminingdocuments,presentation,reimbursementetc.·ThecontentsofexportL/C
2、includecheckinguptheauthenticityofexportL/CandamendmentofL/C,advisingthedomesticexporter;transferL/C,examiningtransportdocumentssurrenderedbytheexporterandpresentationofdocuments;dealwithtradefinancingsuchasnegotiating,billpurchase,discountingontherequestofclients;forward-soldofexchangeinRMB
3、;inquiry,urging,recourseshortpaymentandinterest,by-sendingdocuments;checkthecreditofimporter.WHY——Whytochooseexportletterofcredit?·Lowerrisks-bankcreditoftheissuingbankreplacescommercialcreditoftheimporter,theissuingbankprovidesundertakingofconditionalpaymenttoexporter;·Highinitiative-export
4、erwillobtaintheundertakingofunconditionalpaymentfromtheissuingbankaslongastheexportercanguaranteethequalityofdocumentswhichiscompletelyundercontroloftheexporter;·Feetransfer-bankingchargessuchasopeningL/Cetc.areusuallyfortheimporter’saccount.WHEN——Whentochooseexportletterofcredit?·Theexporte
5、rhasnoawarenessoforconfidenceinthecreditstatusoftheimporterandneedsadditionalundertakingfromtheimporter’sbank;·Needstoapplytothelocalbankforpackingloans,soastofinancepreparingforthegoodstobeexported.HOW——Howtohandleexportletterofcreditoperation?·TheOperationflow·Attentions:1.Whendiscussingbu
6、sinesstermswithimporter,“softclauses”L/Cshouldbeavoided.Atthesametimeasafeandconvenientwayofreimbursementshouldbeconfirmedtoguaranteeasafecollectionofpayment;2.Beforethenegotiatingbankexaminesdocuments,theexporterneedstopresent:a.fullsetofdocumentsstipulatedinL/C;b.OriginofL/C;3.Ifinsistingo
7、nsendingdocumentswithdiscrepancies,itisdifficulttohandletradefinancing;4.Thebankwilldealwithoperationssuchascollectionofpayment,settlementofpayment,creditaccountaccordingtothestateregulationsconcerningforeignexchangecontrol;5.Ifexporterwantstowithd
