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1、CashlesssocietyorcashsocietyZhangHuiAtpresent,itiswellknownthattheworldoffinanceisundergoingmassivechanges.Withthedevelopmentoftechnology,aglobalcashlesssocietyismaking.Formorethanadecadetherehavebeenpredictionsoftheeliminationofphysicalcashasatransactionmediumandthesubstitutionofoneformofane
2、lectronicpaymentssystem.Creditcards,debitcards,prepaymentcards,andsmartcardsareestablishedanon-cashtransactionssystem.Convenience,paymentcardstakeuplittlespaceandcanbecarriedwithyouwhereveryougo.Itallowyoutopayforthingsanytime,anywhereandintimesofemergency.Speed,ittakesupyourlittletime,youcan
3、drawmoneyatthebankorATM.Safety:Unlikecash,whichcanbestolenfromyou,paymentcardscansettlePINandkeepconfidential.Ifyourcard’slostorstolen,youcanreportittoyourbankwithoutlosinganyofyoursavings.Flexibility:CardsallowyoutomakepurchasesoverthephoneortheInternet.Governmentswillembraceitasameansofcrac
4、kingdownoncrimeandcuttinggovernmentspendingbycuttingbureaucracy.Businesseswillembraceitasameansofinstantpaymentandautomatedinventoryandaccounting,cuttingtheirexpensesandtherebyincreasingtheirprofits.Themasseswillembraceitforitsspeed,convenience,security,andease.Forhundredsofyears,theworldhaso
5、peratedoncash--billsandcoinsthataretangibleandgivepeopleasenseoftrulypossessing.Manypeoplearestilluneasywiththeideaofacomputerizedcardorchiplinkingthemtotheirinvisiblewealth.Theythinkcashmeansfreedomsinceitassuresprivacyandanonymityduringtransactions,contrarytosmartcards,whichrevealprivateliv
6、esinordertoidentifystatusandbuygoodsorservices.Italsomeansdecentralization.what’smore,thepotentialforblackmailandcontrolisincredible.Acashlesssocietyneedslargequantitiesofequipment,andbanksmaychargealittlefeeforissuingthecardsanddownloadingcashonthem.Howeveritisonlyamatteroftimebeforethecashl
7、esssocietyarrives.Newtechnologyforacashlesssocietyismarching.Asocietycontrolledbynetworkedcomputerscontainingadatabaseofinformationisbeingmade.
