华政金融英语期末必考.docx

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1、Chapter1 Finance1.Wordandexpressions(ppt)privateequity 私募mutualfunds 共同基金 hedgefunds 对冲基金 securitizedasset（assetsecuritization）资产证券化 outstanding 已发售/未偿付 managerialfinance 财务管理 riskaversion 风险规避 purchasingpower 购买力 fixedasset 固定资产 currentasset 流动资产 bi

2、llofexchange 汇票 promissorynote 本票 check 支票 openaccount 往来账户 factoring 保理 baddebt 坏账 financialstanding/position/condition 财务状况 overdueaccounts 逾期账款 chambersofcommerce 商会 legalaction 诉讼 settlementofaccount 结算账户 creditlimits 信用额度 statementsofaccount 对账单

3、 currentliabilities 流动负债 insurer 保险公司，承保人 insured 被保险人 derivatives 衍生品 intangibleasset 无形资产 tangible/materialasset 有形资产2.wordsandexpressions(book) mutualfund 共同基金 budget 预算 checkingaccount 支票账户（个人支票账户不记利息或低利息） savingsaccount 存款账户（计利息） realestate 房地产 

4、durablegoods 耐用品 workingcapital 运营资本 municipalbond(ofmuni) 市政债券3.fillintheblanks(1)Theprimary goal ofcorporatefinanceisto maximize(ismaximizing) corporatevaluewhilemanagingthefirm’sfinancialrisks.(2)Financialmathematicsisthestudyoffinancialdatawithth

5、etoolsof mathematics,mainly statistics.(3)Capital,inthefinancialsense,isthe money thatgivesthebusinessthepowertobuygoodstobeusedintheproductionofothergoodsorthe offering ofaservice.(4)Acashbudgetisextremelyimportant,especiallyforsmallbusiness,because

6、itallowsacompanyto determine howmuchcredititcanextendtocustomersbeforeitbeginstohave liquidity problems.(5)Abank aggregates theactivitiesofmanyborrowersandlenders.Abank accepts depositsfromlenders,onwhichitpaystheinterest.(6)Capitalinvestmentdecision

7、sare long-term choicesaboutwhichprojectsreceiveinvestment,whetherto finance thatinvestmentwithequityordebt,andwhenorwhethertopaydividendstoshareholders.4.translation(CTOE)(1)金融管理是商业管理的重要方面之一，没有合适的金融计划，企业是不可能成功的。Financialmanagementisoneofthemostimport

8、antaspectsofbusinessmanagement.Withoutproperfinancialplanninganew enterpriseisunlikelytobesuccessful.(2)金融中介机构的基本宗旨是把不受公众欢迎的金融资产转变为他们能够接受的金融资产。Thebasicpurposeoffinancialintermediaryinstitutionsistotransformtheunwelcomefinancialassetsintowhatthepublic