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1、TopicRecentlysomebanksextendtheirbusinesstouniversitycampusandoffercreditcardstostudents.Alotofpeopleworrythatcreditcardsmaybringharmtostudents,whileothersdon'tthinkso.Whatisyouropinion?WriteonANSWERSHEETTHREEacompositionofabout200wordsonthefollowingtopic:WillCreditCardsBringHarmtothe
2、Students?InstructionsYouaretowriteinthreeparts.Inthefirstpart,statespecificallywhatyouropinionis.Inthesecondpart,supportyouropinionwithappropriatedetails.Inthelastpartbringwhatyouhavewrittentoanaturalconclusionorasummary.Markswillbeawardedforcontent,organization,grammarandappropriaten
3、ess.Failuretofollowtheinstructionsmayresultinalossofmarks.WillCreditCardsBringHarmtotheStudents?Recently,inordertoextendbusinesstouniversitycampus,somebanksoffercreditcardstocollegestudents.Manypeopleworrythatcreditcardsmaydoharmtostudents,whileothersdon'tthinkso.Inmyopinion,creditcar
4、dsaregoodforstudentsiftheyareusedappropriately.First,whenastudentusescreditcards,heneedn'tbringmuchcashwithhimeveryday.Andthelesscashhebrings,thelessheneedstoworryaboutbeingstolen.Second,usingcreditcardscanminimizethechancesofreceivingforgednotes.Studentsarenotquitegoodatdistinguishin
5、gforgednotes,andthusoftenbecomevictimsofcoiners.Iftheyusecreditcards,itwillbeverypossibleforthemtoavoidreceivingforgednotesbecausetheydon'tneedtogetthechanges.Third,usingcreditcardscanhelpstudentstoknowmoreabout"credit".Iftheydon'trepaytheircreditaccountintime,theywillhavetopaymoreint
6、erestsandwhat'sworse,theywillgetabadcreditrecordwhichwillbringinconveniencetotheminthefuture.Therefore,Ibelievethatcreditcardswillnotbringharmtostudentsifusedreasonably.评分标准满分15分，分五个等级，14分、11分、8分、5分和2分，可以酌情加一或减一分，但不得加或减半分。具体标准为：14分：切题。表达思想清楚，文字通顺，连贯性较好，基本无语言错误。11分：切题。表达思想清楚，文字连贯，但有少量语
7、言错误。8分：基本切题。表达思想比较清楚，文字上连贯，但语言错误较多，其中有少量严重错误。5分：基本切题。表达思想不够清楚，文字连贯性差，有较严重的语言错误。2分：条理不清，思想紊乱，语言支离破碎或大部分句子均有错误，且多数为严重错误。交白卷，或作文与题目毫不相干，或只写几个单词，以0分计算。评分对于字数的要求：累计字数在150-170之间，扣1分；130-150之间，扣2分；110-130之间，扣3分；90-110之间，扣4分；90以下，至多给5分。若照抄提示中原句，均不得计入所写字数。14-15分内容切题,完整,条理清楚,文章结构严谨,语法正确,语言通顺恰当,
8、句式用词富
