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1、.word格式.毕业论文（设计）外文翻译一、外文原文标题：Past，presentandfutureofmobilepaymentsresearch:Aliteraturereview原文：Themobilepaymentservicesmarketsarecurrentlyundertransitionwithahistoryofnumeroustriedandfailedsolutions,andafutuofpromisingbutyetuncertainpossibilitieswithpotentialnewtechnolo
2、gyinnovations.Atthispointofthedevelopment,wetakealookatthecurrentstateofthemobilepaymentservicesmarketfromaliteraturereviewperspective.Wereviewpriorliteratureonmobpayments,analyzethevariousfactorsthatimpactmobilepaymentservicesmarkets,andsuggestdirectionsforfutureresear
3、chinthestillemergingfield.Tofacilitatetheanalysisofliterature,weproposeaframeworkoffourcontingencyandfivecompetitiveforcefactorandorganizethemobilepaymentresearchundertheproposedframework.Consumerperspectiveofmobilepaymentsaswellastechnicsecurityandtrustarebestcoveredbyco
4、ntemporaryresearch.Theimpactsofsocialandculturalfactorsonmobilepayments,aswellcomparisonsbetweenmobileandtraditionalpaymentservicesareentirelyuninvestigatedissues.Mostofthefactorsoutlinedbyframeworkhavebeenaddressedbyexploratoryandearlyphasestudies.Mobilephoneshavetrans
5、formedtelephonyprofoundly.Theyareequippedwithfunctionalitieswhichsurpasstelephonyneeds,andwhichinspirethedevelopmentofvalue-addedmobileservices,theuseofmobilephonesasaccessdevices,andmobilecommerceingeneral.Thenumberofmobilephonesinusefarexceedsanyothertechnicaldevicest
6、hatcouldbeusedtomarket,sell,produce,ordeliverproductsandservicestoconsumers.Thesedevelopmentsopenlucrative.专业.专注..word格式.opportunitiestomerchantsandserviceproviders.Purchasedproductsandserviceshavetobepaidfor.Initially,fixed-linetelephonybillingsystemsweremodifiedtocharge
7、mobiletelephony.Later,mobiletelephonybillingsystemswereintroduced,andusedalsotochargevariousmobileserviceswhensuchservicesemerged.Yet,paymentsbasedonbillingsystemshaveseverallimitations.Theseincludecomparativelyhighpaymenttransactionfees,merchantandserviceprovidercompla
8、intsaboutunfairrevenuesharing,andthenecessitytoprovisionservicestobillingsystems[66,80].Insomeareas,suchastheE
