银行常用英文术语

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1、rateofdepositturnover存款周转率loan-depositratio存放款比率self-ownedcapitalratio自有资本比率output-capitalratio产出与资本的比率ratioofprofittocapital收益同资本的比率turnoverofaccountreceivable应收帐款周转率ratioofdoubtfulloanstototalloans坏帐比率fixedassetsratio固定资产比率fixedassetsturnoverratio固定资产周

2、转率currentratio流动比率turnoverratioofworkingcapital流动资本周转率liquidityofbank银行资产流动性paymentreserve支付准备internalreserves内部准备金graduatedreserverequirement分级法定准备金ratioofcashreservestodeposits存款支付准备率initialreserve初期准备金offsetreserve坏帐准备金allowancefordoubtfuldebt备抵呆帐款项re

3、serverequirements法定存款准备金reserveratio法定存款准备金比率requiredreserveratio法定准备率minimumreserveratio法定最低准备比率additionalreserve追加准备金guaranteedfund保证准备金reservemargin准备金比率unbalancefinance赤字财政redbalance赤字差额repressedinflation抑制性通货膨胀shortageoffinancialresources财源短缺gallopi

4、nginflation恶性通货膨胀monetaryandfinancialcrisis货币金融危机deflation通货紧缩inflation通货膨胀inflationrate通货膨胀率inflationarytrends通货膨胀趋势monetarystringency银根奇紧slackoffinance银根松缓stagflation滞胀demandpullinflation需求拉动通货膨胀demandshiftinflation需求变动型通货膨胀latentinflation潜在的通货膨胀inflat

5、ionaryspiral螺旋式上升的通货膨胀neutralityofthecentralbank中央银行的中立性counter-inflationpolicy反通货膨胀对策openmarketpolicy公开市场政策deficit-coveringfinance赤字财政fiscalandmonetarypolicy财政金融政策harmonyoffiscalandmonetarypolicies财政政策和金融政策的协调interestratepolicy利率政策monetarydevice金融调节手段mo

6、netaryaction金融措施measuresformonetaryease金融缓和措施easycredit放松信贷monetaryandcreditcontrol货币信用管理deficitcovering弥补赤字restrictivelendingpolicy贷款紧缩政策over-loanposition贷款超额creditexpansion信用扩张creditcontrolinstrument信用调节手段creditcontrol信用控制restrictivemonetarypolicy紧缩通货膨

7、胀creditextendingpolicy融资方针ultra-cheapmoneypolicy超低息政策financialtransaction金融业务monetarymarket金融市场financialunrest金融动荡financialcrisis金融危机financialsystem金融体系financialworld金融界policyofdiscountwindow窗口指导政策openmarketoperation公开市场业务accruedbondinterest应计债券利息accrued

8、dividend应计股利activesecurities热头股票，活跃的证券babybond小额债券bearoperation卖空行为blackmarket黑市blackmoney黑钱bondfund债券基金callforfunds控股、集资callmarket活期存款市场capitalmarket信贷市场、资本市场capitalresources资本来源capitalsurplus资本盈余capitaltransfer资本转移capita