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ID:47110270
大小:115.50 KB
页数:9页
时间:2019-08-05
《国际支付与结算考试重点整理》由会员上传分享,免费在线阅读,更多相关内容在教育资源-天天文库。
1、国际结算:1、swift的特点、具体情况提供的服务(第一章)答:定义:societyforworldwideinterbankfinancialtelecommunications,acomputerizedinternationaltelecommunicationssystemthat,throughstandardizedformattedmessages,rapidlyprocessesandtransmitsfinancialtransactionsandinformationamongits
2、membersaroundtheworld。特点:Quickandcheap;Secureandreliable;Standardizedforms.两种分类:FIN(FinancialApplication)IFT(InterbankFileTransfer)2、国际结算两个账户的含义;美元、欧元外汇清算体系特点(第二章)答:国际结算定义:Internationalpaymentsorinternationalsettlementsarefinancialactivitiesconductedamon
3、gdifferentcountriesinwhichpaymentsareeffectedorfundsaretransferredfromonecountrytoanotherinordertosettleaccounts,debts,etc.,emergedinthecourseofpolitical,economicorculturalcontactsamongthem.银行往来两个账户:nostroaccount:duefromaccount,theforeigncurrencyaccounto
4、famajorbankwiththeforeignbanksabroadtofacilitateinternationalpaymentsandsettlements.Vostroaccount:duetoaccount,theaccountheldbyabankonbehalfofacorrespondentbank.美元清算体系:FEDWIRE:afundtransfersystemoperatednationwideintheUSAbytheFederalReserveSystemtotransf
5、erfundsfromonefinancialinstitutiontoanotherwithanaccountbalanceheldwiththeFed.ProceduresofFedWire:Apayergivesaninstructiontoabankinwhichthepayerhasanavailablebalance;ThepayingbankpassesinstructionsontotheFedtomovevaluefromthebank’sreservebalanceaccountto
6、thereservebalanceaccountofanotherbankinwhichthepayeehasanaccount;TheFedcreditsthereserveaccountofthepayee’sbankanddebitsthereserveaccountofthepayer’sbank.TheFedWireprovidesaconfirmationnumbertothepayersothatthetransactioncanbetraced;Whenabankreceivesanin
7、comingwire,thereceivingfirmisgivennotificationthatvaluehasbeenreceived欧元清算系统:TARGET:Trans-EuropeAutomatedReal-timeGrossSettlementExpressTransferSystem,areal-timegrosssettlementsystemfortheEuro,whichiscomposedof15nationalRTGSsystems,theECBpaymentmechanism
8、andinterlinkingPurposesofTARGET:–toprovidethepaymentproceduresnecessaryforimplementingtheECB’ssinglemonetarypolicy;–topromotesoundandefficientpaymentmechanismsineuro。1、狭义票据的概念、特点(第三章)答:Definitions¡inthegeneralsense,documen
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