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《新银行经济学 The New Economics of Banking》由会员上传分享，免费在线阅读，更多相关内容在学术论文-天天文库。
1、ThenewEconomicsofBankingbyDavidT.LlewellynProfessorofMoney&Banking,LoughboroughUniversityMember,InternationalAdvisoryBoard,ItalianBankersAssociation,RomeMember,AdvisoryBoard,FinancialSolutionsGroup,NCRCorporationMember,CouncilofManagement,SUERFSociétéUniversitai
2、reEuropéennedeRecherchesFinancièresAmsterdam,1999CIP-GEGEVENSKONINKLIJKEBIBLIOTHEEK,DENHAAGLlewellyn,DavidT.TheNewEconomicsofBanking/DavidT.Llewellyn,Amsterdam:SUERF.(SUERFSTUDIES:5)ISBN90-5143-028-0Entry:economicsofbanking©1999SUERF,AmsterdamBehoudensuitzonderi
3、ngendoordeWetgesteldmagzonderschriftelijketoestemmingvanderecht-hebbende(n)ophetauteursrechtnietsuitdezeuitgavewordenverveelvoudigden/ofopenbaargemaaktdoormiddelvandruk,fotokopie,microfilmofanderszins,hetgeenookvantoepassingisopdegeheleofgedeeltelijkebewerking.D
4、euitgeverismetuitsluitingvaniederandergerechtigddedoorderdenverschuldigdevergoedingenvankopiÎren,alsbedoeldinart.17lid2,Auteurswet1912eninhetK.B.van20juni1974(Stb.351)exartikel16bAuteurswet1912,teinnenen/ofdaartoeinenbuitenrechteoptetreden.Copyrightreserved.Subj
5、ecttotheexceptionsprovidedforbylaw,nopartofthispublicationmaybereproducedand/orpublishedinprint,byphotocopying,onmicrofilmorinanyotherwaywithoutthewrittenconsentofthecopyrightholder(s);thesameappliestowholeorpartialadaptions.Thepublisherretainsthesolerighttocoll
6、ectfromthirdpartiesfeespayableinrespectofcopyingand/ortakelegalorotheractionforthispurpose.ContentsI.Introduction72.TheGeneralContext93.AreBanksinDecline?114.TheBankingFirm134.1TheVulnerabilityofBanks144.1.1Monopolyerosion154.1.2Comparativeadvantageerosion154.1.
7、3Ownmargin(supplyprice)154.1.4Lowercostsofalternativesuppliers164.1.5Valuationofservices164.2TheExistenceofBanks164.2.1Informationadvantages164.2.2Imperfectmarkets174.2.3Delegatedmonitoring184.2.4Controltheory184.2.5Insuranceroleofbanks194.2.6Regulatorysubsidy19
8、4.2.7Paymentsadvantage194.3Assessment205.SomeBasicDistinctionsandQuestions215.1SomeBasicQuestions215.1.1Arebanksnecessaryforbanking?225.1.2Isbankingnecessaryforbanks?
