资源描述：
《网络金融风险及其监管探析》由会员上传分享，免费在线阅读，更多相关内容在工程资料-天天文库。
1、分类号密级UDC把学位论文网络金融雕及其监管探析（题名和副题名）邓宾劲（作者姓名）指导教师姓名申小蓉职称、单位名称及地址）申请专业学位级别硕专业名称论文提交曰期2005.4论文答辩日期”学位授予单位和日期电子科技大学答辩委员会主席—评阅人一2005年4月日注』:注明《国陈十进分类法UDC》的类号。V776951教授电子鄉大学行政管理成都网络金te风险及其监管探析AbstractDevelopmentofe-financeisaprofoundrevolutiminthehistoryoffinancearoundthemrld'^hichisatrendaswellIt
2、isnecessaryformetorealizethechangeofe-finance碱lly,inorderthatIcanalwaysfallcwthetrend・AfterthatIknewthekindofrisk,thecharacterandbadeffectsofrisk.Itisthemainbackgraundandreasonforsuchessay・Thepaper,about30,000charactersAisdividedintothreejArts.Thefirstpartismainlyaboutthebackgroimdandrea
3、sonofe-financerisk.Beingcaipamdwithtraditionalfinance,e-financeincludesthreekinds,ebanking,e-bradande-insiirance.Among谄Veh,e-bankplaysanutterlyimportantrole,andtheriskofthreeoperationhaveagrStmanycannonsaswell.So,Ifocusone-bank,andflienexpandtothe^holee-finance-Inthispart,itanalysestheki
4、ndofc-finanangriskbasically,ande^lainsthereasonofriskgreatlysothatitlaysthegroundfortheadmiBistration・Thesecondportisabouttheadministrationofe-finance.TheadmiBistradvegistandmodelsofe-financediffersfromthatoftoditionalfirnceduetodifferentoperationalmechanismandenvironmentFore-finance,the
5、importanceofouterhasbeenoverthanfa订ureofmarketforthesakeofinfoimationasynmetry，诞lichischiefreasonfortakingadministrationone-fisance.Meamh订e,thereal節existsaneproblemsneedingtoresolve.Andmanychangesturn叩intheadministrationbecausetheriskofe-financeisdifferentfranthatoftraditionalfinance.The
6、thirdpartisabouttheadministrationofe-financebybaiddngconmittee,网络金融风险及英监管探析InJuneof1996theBankofChinatooktheleadinestablishingwebsitesinChina(exceptinIfongKongarea),raisingthecurtainofourbankiixg,sofferingofe-faankservices.GxnparedwithbankinginIhitedStates,Miichpresentede-bankinginOctobe
7、r,1995・itseemsthatwedidnotfallbehind.Efcwever,becaiiseofourweakbasecomparedwiththosedevelopedcountriesinEuro-Americanareas,ourdevelopingspeedstillseemsratherlew.Sim订artothedevelofinentofembanks,thesupervisionofe-barishasbeeninasearchingstage,withoutconstructingacompletesy
