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1、外文翻译原文IntermediatebusinessofcommercialbankingsupervisionandinternalcontrolriskMaterialSource:http://eng.hi138.com/?i152559#Author:JeremySiegel1CommercialbanksamongthecategoriesandcharacteristicsofbusinessrisksIntermediatebusinessriskisthatcommercialbanksinthemiddleofbus
2、iness,duetochangesinobjectivecircumstancesorsubjectivedecision-makingmistakes,whichledtoitsassets,incomeandthepossibilityoflossofcreditandsoon.Relativetothebusinessintermsofassetsandliabilitiesofcommercialbanksalowerriskofintermediatebusiness,butthebenefitsandrisksisalw
3、aysaccompanied,inthemiddlebusinesstocommercialbankswillgeneratesubstantialbenefits,italsobringsrisks.Themiddleoftherisksinherentinbusinessintorealitywhentherisktobankswillbecausingirreparabledamage.Thus,commercialbanksinthedevelopmentofintermediateservicesnewbusiness,we
4、mustadheretobusinessdevelopmentandriskprevention,theprincipleofattachingequalimportancetostrengthentheinternaloperationsofthemiddlemanagementandriskcontrol,riskpreventionandmanagementmeasuresintothescope.Commercialbanksaremorevarietiesofintermediarybusiness,personalityq
5、uitedifferent,inthemiddlealsohasadiversityofbusinessriskcharacteristics.Inthemiddleofalltypesofbusiness,inadditiontotheuseofapuresubstance,andtechnologicaladvantagesprovidedbythenatureoffinancialintermediation,auxiliaryandservicebusinessthereisnorisk,theothermoreorlessa
6、trisk.Fromtheriskpointofview,commercialbanks,intermediarybusinesscanbedividedinto:First,withthemiddlecontainingthenatureofbusiness,suchasfinancialderivatives,creditoperations,billsacceptanceservices,etc;Secondly,purefee-basedbusinesses,theirriskisverysmall,butmayhaveass
7、ociatedrisks,suchasproxyservices,consultationandevaluationservices,machineservicesandotherintermediaryservices;Thethree,withthemiddleofportfolioriskbusiness,suchascreditcardsinavarietyofrisks.Relativetoassets,liabilities,business,commercialbankingintermediarybusinessris
8、ksarethefollowingcharacteristics:First,thetransparencyofthepoor.Anumberofintermediarybusinessinthefinancialsta
