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1、外文翻译原文MutualfundindividualinvestorsMaterialSource:http://www.usc.edu/schools/sppd/lusk/research/pdf/Author:StuartGabriel,GaryPainterAsisevidentbyitstitle,thisessaywillbeexaminingmutualfunds.Thepaperwilltakealookatathoroughinvestmentprocess:whereindividualinvestorsshouldgotosearchforinformationab
2、outmutualfundsinwhichtheyarethinkingofinvestingandsomeofthedatatheyneedtotakeintoconsideration.Sohowshouldinvestorsgetstartedinvesting?Thisarticlewillprovidesomemethodsandideas?WheretoLookforInformationAssumethatsomeonecompletelyunderstandswhatamutualfundisandthattheyhavedecidedtheadvantagesandd
3、isadvantagesmatchwhattheyarelookingforoutoftheirinvestment.Thenextstep,ofcourse,istofigureoutwhichfundsinwhichtoinvesttheirmoney.TheSEC'swebsitecontainsadirectoryofallofthemutualfundsavailableforpurchase[SECDirectory].Thislistmightbeagoodplacetostart,butonlythat.Atthispointintheinvestingexercise
4、,aresponsibleinvestorhasmuchmoreresearchtodo.Traditionally,accordingtoLaise,ithasbeenfairlydifficulttofindmuchgoodinformationaboutthefunditselfandtheperson/peoplerunningit.TheSEC'swebsitelistssomeofthekeydocumentsthatprospectiveinvestorsshouldtrytolocate.1Prospectus-Theprospectusisthemostcompreh
5、ensivesourceofinformationaboutaparticularfundandthepeoplerunningit.Init,aninvestorwillfinddatapertainingtofees,expenses,objectives,strategies,risks,performance,pricing,etc.Whensomeonepurchasessharesofafund,theyarerequiredbytheSECtoreceiveacopyoftheprospectus[SECInformation].Aresponsibleinvestorw
6、illlookforimportantinformationcontainedwithintheprospectusbeforeactuallyputtingtheirmoneyintothefund.2Profile-Thoughfundsarenotrequiredtoprovideadocumentcalledaprofile,somechoosetodoso.Aprofilebasicallyjusthitssomeofthehighpointsfromtheprospectus[SECInformation].lfprovided,thisdocumentcanbevalua
7、bletoprospectiveinvestorsbecauseitcanserveasaneasywaytocomparesimilarfunds.3StatementofAdditionalInformation(SAl)-ThesedocumentsarerequiredbytheSEC,butmutualfundcompaniesdonothavetoprovidethemtotheirshareholdersexceptuponreq