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1、--毕业论文(2010届)商业银行发展投资银行业务的对策研究--摘要商业银行开展投资银行业务是指商业银行通过资源整合,在金融机构中充分利用各种资源,同时经营商业银行业务和投资银行业务,实现交叉经营、业务互补,从而达到提升竞争能力和经营效率的业务。这项业务属于创新业务,在我国正处于实践过程中。中国工商银行为满足客户综合化、高层次的需求,适应日益激烈的市场竞争环境,加快金融创新,提高盈利能力,2002年4月在国内同业中率先组建了投资银行部,开始探索分业监管环境下商业银行发展投行业务的新思路。目前,中国工商银行已
2、在重组并购顾问、结构化融资、银团贷款与资产证券化等投行业务领域占据一定的市场份额。但是,工商银行因政策、经济、体制以及自身管理水平等因素的制约,在开展投资银行业务过程中存在诸多问题。本文首先从介绍了我国投资银行业务发展历程以及现状;其次,就工商银行投行业务进行SWOT分析,总结出工商银行开展投资银行业务所存在的问题;最后,在此基础上提出解决问题的具体对策,从而为工商银行今后大力发展投资银行业务开拓了思路。关键词:工商银行;投资银行业务;SWOT分析--AbstractCommercialBanksinves
3、tmentbankingreferstoCommercialBanksthroughresourceintegration,whichinfinancialfirmsmakefulluseofvariousresources,runbusinessbankingandinvestmentbanking,realizecrossoperationandbusinesscomplementary,soastopromotecompetitionabilityandthebusinessmanagementeff
4、iciency.Thebusinessiscreative,andinourcountryitisstayingatpracticeprocess.IndustrialandCommercialBankofChinaintendstomeetcustomers’integratedandhigh-leveldemandandadapttothefiercemarketcompetitionenvironment,tospeedupfinancialinnovationandimproveprofitabil
5、ity.InAprilof2002ICBCfirstlysetupinvestmentbankingdivisionsindomesticsametradeandbegantoexplorenewideasforthedevelopmentofCommercialBanksundertheenvironmentofbankingdivisionsupervision.Atpresent,ICBChasalreadytakenupsomedefinitemarketshareinrestructuringme
6、rgersandacquisitionsconsultancy,structuredfinancing,syndicatedloan,assetsecuritizationandotherinvestmentbankingfields.However,ICBCmeetsmanyproblemsindevelopinginvestmentbankingbusinessbecauseitislimitedbypolicy,economy,system,itsmanagementlevelandsuchfacto
7、rs.Firstly,thispaperintroducesthedevelopmentcourseandthepresentsituationofourcountryinvestmentbanking.Secondly,deducedfromICBCinvestmentbankingSWOTanalysis,thispapersummarizestheexistingproblemsaboutdevelopinginvestmentbankingbusiness.Finally,onthisbasisth
8、epapertrytoproposethespecificcountermeasurestotheproblems,andthusexploitnewideasforICBCtolargelyopenuptheinvestmentbankingbusiness.Keywords:ICBC;Investmentbankingbusiness;IdeasII--目录1我国商业银行投资银行业务的概述11.1我国商业银行