资源描述：
《我国城市商业银行发展困境与对策》由会员上传分享，免费在线阅读，更多相关内容在工程资料-天天文库。
1、苏州大学硕士学位论文我国城市商业银行发展困境与对策姓名：邪学杰申请学位级别：硕士专业：金融学导教师：薛誉华20061001CcbDevelopingEmbarassmentandPoliciesiCcbDevelopingEmbarrassmentandPoliciesinChinaAbstractThroughthedevelopmentduringllyears,citycommercialbankhasclearedupthefinancidriskintheperiodoffoundation,vAnchhasensuredthe
2、stabilizationofeconomyfsocietyandfinancein117citiesandhasbeenanimportantpartinourbanksystem.Butwiththeadvanceofreformofourbankinganddrasticallycompetition,citycommercialbank'ssurvivalhasbeenmorehard.Basedonthetheoryofscaleeconomyrthetheoryofdealexpense»thetheoryofsurvival
3、technologyandthetheoiyofeconomyevolution,thisarticleopensouttherationalityofoccurrenceofsmall-mediumbanks.Bank,likeothermicrocosmicentity,followtheprincipleofAV-MC,diichrequireskeepreasonablescaletoarriveatthemaximizationofprofitThefinancingtheoryofsmall-mediumenterprise
4、andtheeffectofsmall-mediumbanktellusthenecessaryofoccurrenceofsmall-mediumbank-ThroughthedevelopingexperienceofUSAsmall-mediumbanks,whichmaketheaccuratemarketorientation"careinformationcommunicationbetweenbanksandenterprises,perfectlawsystem*thearticlesuggestssmall-medium
5、banks,especiallyCCB,needmaketheaccuratemarketorientation,exertcompletelytheadvantageofterritory,maintaingoodrelationshipofclientsanddialecticallyentreatsmallormediumofbank..AimingatthedevelopingembarrassmentofCCB,thearticleputsforwdthefollowingpolicies:healthyoperationint
6、er-ban"fevorableenvironmentouter-bankandvariousmodelofmanagingregion.Thepoliciesofhealthyoperationinter-bankincludebuildingthemanagingfiAeofenterprises,enhancingratioofbankcapital,makingthe拡curatemarketorientationandinnovationofproductandtechnology,perfectfiirthersupervis
7、ionandmeasurementofrisk"buildingthestaffsofhigh-levelandsooaThepoliciesoffavorableenvironmentouter-bankcontainsfinishingtiieCcbDevelopingEmbarrassmentandPoliciesinChinadifferenceofrigioaeconomy,perfectingfinancingregulations,improvingrelationshipbetweenbanksandenterprises
8、,maturingsocialcreditsystem.Thepoliciesofnousmodelofmanagingregionincludesselectingmodelandinnov
