论企业间借贷合同的效力及其风险防范

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1、防措施和监管措施两大部分。风险防范具有必耍性，企业口身必须具备风险防范意识，运用财团抵押、浮动抵押、风险基金等制度实施风险预防；与此同时，法律须完善企业借贷的市场准入和退出机制，政府机构、中介机构等应当发挥适度的监管作用，促进市场经济健康有序发展。关键词：借贷合同，企业间借贷合同效力，风险防范，合同自治原则ONTHEVALIDITYOFTHELOANCONTRACTBETWEENCORPORATIONSANDITSRISKPREVENTIONABSTRACTItisessentialtoacknowledgethevalidit

2、yoftheloancontractbetweennon-financialcorporationsfromboththetheoryandjudicialpractice.Onlyifbuildtheriskpreventionmeasuresafteracknowledgingthecontracts9validity,canitensurethemarketeconomyactivitiesorderly.Thefirstchapterinthispaperdescribesthejudicialpracticestatu

3、sforthevalidityoftheloancontractbetweencorporations,anddiscussesthedifferentclassificationoftheloancontractsbetweencoiporations;italsosortsouttherelevantlegalnormsaboutthevalidityofsuchcontracts,tosummarizethedevelopmenttrendofsuchcontracts.Italsoreferencestoothercou

4、ntries?andregions5law,inordertomakethegeneraldescriptionoftheloancontract'svaliditybetweencorporations・Thesecondchapteristherethinkingofthevalidityofsuchcontractsinourcountryfromtwoaspects.Firstofall,itisdefectiveforthejudgetomakeinvalidjudgmentbythefifty-twofifthpro

5、visionincontractlaw,whilenotconsistwiththeprincipleofcontractualautonomy;itiseffectivetolimitnationalcompulsorywithinthisfiledifacknowledgingthevalidityofsuchcontracts.Thefairnessandefficiencyprinciplesinaformalmarketalsorequireadmitthevalidityofthiskindcontracts;sec

6、ond,inrealeconomicactivities,therehavebeensomerelevantpoliciesandlawstoacknowledgethiskindofcontracts9validity,whichisgoodforthedevelopmentofthesmallandmedium-sizedenterprises;inthecaseofprivatelendinghasbeenreleasedselectively,theloanbetweencorporationsshouldnotbede

7、niedtotallyandblindly.Thethirdchapterdiscussestheriskpreventionafteracknowledgingthevalidityoftheloancontractsbetweencorporations,includingthepreventivemeasuresandregulatorymeasures・Itisnecessarytopreventtherisk,sothecoiporationsshouldhavetheirownpreventionawareness・

8、Theyalsoneedtomakefulluseoffinancialmortgage,floatingcharge,theriskburdensystemandsoontopreventtherisk.Atthesametime,itneedstoimpro