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1、毕业论文中国发展民间融资的利弊分析学生姓名.崔海强学号.(8090242X5/系别:专业:指导教师:经济与管理系经济学韩克勇2012年6月中国发展民间融资的利弊分析摘要:随着我国经济的蓬勃发展,我国的民营经济得到了很大的发展,屮小企业的融资需求也不断加强,民间融资应运而生。民间融资一方面具有具有引导效应和约束力,能适应各种融资需求的灵活性,冇助于节约交易成本,有助于克服信息不对称难题;另一方面民间融资影响着国家的宏观调控,可能导致投机,还会干扰金融市场的秩序,不利于监管,缺乏法律法规的保障、不利于社会的和
2、谐与稳定。木次论文是对屮国发展民间融资的利弊进行研究。木次论文首先对民间融资及其管制进行了概述;其次介绍了中国民间融资的发展历程,并分析了中国民间融资的现状;再次通过与正规金融机构融资进行比较,得岀了民间融资的冇利方而和不利方而,并通过一系列方法解决不利方面产生的问题。木次论文的研究将有利于解决民间融资难问题;冇利于社会稳定和保证充分就业。在推动我国经济的发展,加快社会主义和谐社会构建方面也具有重要意义。关键词:民间融资,发展,利弊Analysisoftheadvantagesanddisadvantag
3、esofChinadevelopingfolkfinancingAbstract:Alongwithourcountryeconomyvigorousdevelopment,thedevelopmentoffolkeconomyofChinawillbeagreatprospect,thefinancingneedsofSMEshavebeenstrengthened,folkfinancingwashomed・Ontheonehandthefolkfinancehasaguidingeffectandb
4、inding,beabletoadapttoavarietyoffinancingneedsforflexibility,willbehelpfulinsavesthetransactioncost,contributetoovercominginformationasymmetryproblems.Ontheotherhand,folkfinancingisaffectingthenationalmacroeconomicregulationandcontrol,possiblycausescongen
5、ially,alsocaninterferewiththeorderofthefinancialmarket,againstregulation,lackoflegalprotectionofthelawsandregulations,detrimentaltosocialharmonyandstability.Becausetherearemanyprivatefinancingofbenefits,China'sreal-timeinwhichtorelaxintheprivatesectorcont
6、rol.ThistopicistheresearchwhichcarriesontotheChineserelaxationfolkfinancingcontroladvantagesanalysis.First,hascarriedontheoutlinetofolkfinancingandthecontrol;nextintroducedtheChinesefolkfinancingcontroldevelopmentcourse,andhasanalyzedtheChinesefolkfinanci
7、ngcontrolpresentsituation;again,withtheformalfinancialinstitutionstocomparefinancing,drawnfromtheprivatefinancingofpositiveandnegativeaspects,andthroughaseriesofmethodstosolveproblemsarisingfromadverse.Throughthisresearchtopicwillbeofbenefittoresolvethedi
8、fficultyinfinancingprivateeconomicproblem,willadvantageousinsocialstabilityandtheguaranteefullemployment,thusimpelsourcountryeconomythedevelopment,speedsupthesocialismharmonioussocietytheconstruction.Keywords:folkfi