资源描述：
《保险公司该不该为无责任事故车辆买单》由会员上传分享，免费在线阅读，更多相关内容在工程资料-天天文库。
1、保险公司该不该为无责任事故车辆买单Shouldaninsurancecompanypayforanaccidentfreevehicle?Author:ZhangChunyangreleasetime:2010-07-2916:05:25[case]Plaintiff:PingdingshanZhongChengAutomaticControlSystemCo.,Ltd.Defendant:SunshinePropertyInsurance,LimitedbyShareLtd,Pingdingshan
2、branchOnAugust21,2007,theplaintiffselectedcontrolledcompanyfortheHenanDB7795vehicleinthesunshineinsurancecompanyforthelossofvehicleinsurance(insuranceamountof203800yuan),thirdpartyliabilityinsurance,motorvehicleliabilityinsurance(driverunderwriting1,eac
3、hwithalimitof10000yuan;4perpassengerseatcover,alimitof10000yuan)motorvehicletheftandrobbery,insurance,glassbreakage,irrespectiveofpercentageclause(lossofvehicleinsurance,thirdpartyliabilityinsurance,motorvehicleliabilityinsuranee)atotalof4105yuanofpremi
4、ums・Motorvehicleinsurancepolicyspecificallystipulated:1,theoccurrenceofinsuraneeliabilityaccident,shouldprovidealistoftreatment,andaccordingtothelocalsocialmedicalinsurancestandardpayment・2,unilateralaccident,theinsuredvehicleleavethescenewithoutauthori
5、zation,theinsurancecompanywillnotpaycompensation.3.Thisinsuraneeclauseincludesinsuranceliability,exempt!onfromliability,compensation,etc・，andhasbeeninformedtotheapplicantandsubmittedtotheapplicant,andtheapplicanthasnoobjectiontoit.InSeptember14thofthesa
6、meyear,10am,theplaintiffdrivertrafficaccidentthecartothe〃two〃highway,killingthedriverandpassengers,QinShishengLiNanunitWuWeidong,ZhaoJuaninjured,seriousdamagetothevehicle・Thetrafficpolicedepartmentfoundthattheplaintiffwasnotresponsiblefortheaccident・Aft
7、ertheaccident,duetomedicalandvehiclecosts100thousandyuan,onhowtocarryoutinsuranceclaims,repeatedlyfailedtonegotiatewiththedefendant・Tothisend,thecourt,thedefendantrequestedcompensationforstaffcarmedicalexpenses,lostincome,nursingfees,livingexpensesandso
8、on33537・9yuan,and64540yuancompensationforrepairs,trailerfees,parkingfees1300yuan・Pleasetelltheoriginaldefendantarguedthatthereisnolegalbasis,thecourtshoulddismissthepetition.[judgment]PingdingshanCityZhanheDistrictPeople，scourthe
