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1、文献岀处:DalvitL.Theresearchofrurale-commerceandruralfinancial[J].StrengtheningtheRoleofICTinDevelopment,2017,1(7):12-34.原文Theresearchofrurale-commerceandruralfinancialDalvitLAbstractThepresentruralfinancialelectricityisattheearlystageofbusinessdevelopment,andplatformprofitabili
2、tyisinsufficient,economicbenefitsarenotobvious,bankinginstitutionsisdifficulttofindasuitableprofitpatternatthemoment:.Upfrontinputcosts,operatingsitebankslackofscientificandtechnologicalpersonnel,maintenanceplatformdevelopmenttechnologylagbehind・Becauseofthehighcostofscience
3、andtechnologyatpresent,alotofBankswiththemethodofelectricalbusinesscooperationwiththethirdpartyjointoperations・However,theuseofthird・partyelectricitysaleservicebelongstothepublicwelfarenature,doesnotproducethecorrespondingprofits・Ruralelectricityfieldwillbecomethegiantsstrat
4、egicposition.Therefore,howtobringintoplaythefunctionoffinancialresourceallocation,lookingfortherightoperatingprofitmodel,isthekeytocutbankintotheruralmarket.Keywords:Internet;ruralfinance;e-commerce;networkfinancialIntroductionStudyofruralfinancialbusinessInternetbankingfina
5、ncialinstitutionsisnotmuch.Asaresult,thispaperfirstanalyzesthebankinginstitutionsarefacingbottlenecks,innovationinaruralfinancialelectricbusinessprofitmodel,theuseofbankcustomerssticky,platformlocalization,andtheadvantagesofhighdegreeofcredit,throughtheplatformthetradingbeha
6、viorofusers,thebank*sowndatareusedataminingfarmercreditdemand,providecashflowservice,soastorealize''doubleringnofinformationflowandcashflow.Onthisbasis,thispaperconstructedanewclosedloopprofitmodel,computingthemodelasawholeintherevenues,costsandtotalrevenuemodelneededtoconsi
7、dervariousfactors,andusethesimulationtoolsthatbankofruralfinancialelectronicbusinessprofitmodelissustainable,isbeneficialtointegrationofexistinginstitutionsresourcesbank,setupplatformoperatingsystem,explorecharacteristicsofprofitmodel.Finally,thearticleanalysesthecurrentbank
8、facedbyruralfinancialelectricityscienceandtechnology,market,logistics,polic