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1、国际商务英语课文电子版lesson10—lesson12LeSSOn10ntemationalPaymentGenerallyspeaking,itisnotverydifficultforbuyersandsellersindomestictradetogettoknoweachother'fisnancialstatusandotherinformation,andpaymentislikelytobemadeinastraightforwardmariner,say(forexample)byremittaneeorbydebitin
2、gthedebtor's.alcncountinternationaltrade,however,thingsarefarmorecomplicated・Purchaseandsaleofgoodsandservicesarecarriedoutbeyondnationalboundaries,whichmakeitratherdifficultforthepartiesconcernedinthetransactiontogetadequateinformationabouteachotherfinancialstanding'sandc
3、reditworthiness(资信;信誉).Therefore,mutualtrustishardtobuild・Boththeexporterandimporterfacerisksasthereisalwaysthepossibilitythattheotherpartymaynotfulfillthecontract.Fortheexporterthereistheriskofbuyerdefault(不按期f寸款)・Theimportermightfailtopayinfullforthegoods・Hemightgobankru
4、pt.Hisgovernmentmight,forvariousreasons,ban(禁止)tradewiththeexportingcountryorbanimportsofcertaincommodities・Thebuyermightrunintodifficultiesgettingtheforeignexchangetopayforthegoods.Itisevenpossiblethatthebuyerisnotreliableandsimplyrefusestopaytheagreedamountonvariousexcus
5、es.Onthepartoftheimporter,thereistheriskthattheshipmentwillbedelayed,andhemightonlyreceivethemlongafterpayment.Thedelaymaybecausedbyproblemsinproductionortransportation,andsuchdelaysmayleadtolossofbusiness・Thereisalsoariskthatwronggoodsmightbesentasaresultofnegligenee(疏忽大意
6、)oftheexporterorsimplybecauseofhislackofintegrity(honesty).Politicalriskssuchaswar,quotas,foreignexchangecontrol;commercialriskslikemarketchangeandexchangeratefluctuations(波动);andevenIanguagebarriersalladdupto(increase)theproblemsininternationaltrade・Becauseoftheseproblems
7、andrisks,exportersarehesitanttoreleasetheirgoodsbeforereceivingpayment,whileimportersprefertohavecontroloverthegoodsbeforepartingwiththeirmoney.Variousmethodsofpaymenthavebeendevelopedtocopewithdifferentsituationsininternationaltrade.Whenthepoliticalandeconomicsituationint
8、heimportingcountrymakespaymentuncertainorwhenthebuyercredifstasndingisdubious(doubtful),t