资源描述:
《reinsurance(swiss)》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、MarinecargoreinsuranceMarinecargoreinsurancePerriskversusperpolicy,declaration,billoflading:theoftenmisunderstoodworkingsoftworeinsurancesystemsContentsPrologue51.Whydidtheworldchange?62.Underwritingproblems83.Riskunitsforproportionalreinsurance:9a.anyonerisk/bottom/v
2、essel/conveyanceb.anyonepolicy/declaration/billoflading4.Unknownaccumulations,a.evenifyoukeepanaccumulationcontrolthatworks:12–transshipments–collisionsb.ifyourelyonyourperpolicyfacility:14–multiplepoliciesonthesamevessel–containers5.Howaboutshoreaccumulations?166.How
3、doesallthisaffectyour:a.retention?19b.proportionalreinsurancefacilities?23c.non-proportionalprotectionrequirements?26Epilogue31PrologueOnceuponatime,whentheairwasstillcleanandsexdirty,cargounder-writerspridedthemselvesonalwaysknowingwheretheystood.Neveradoubtaboutcomm
4、itmentstaken,nouncertainties,NoSir!Linercardsweremaintainedwithpainstakingaccuracy,inblackinkappliedwithaquilltowhitepaper.Blackonwhite,totallyreliable!Whenanunfortunatevesselsank,assometimeshappened,theunderwriterwasimmediatelycalledtoseehissuperiorandaskedthatoneimp
5、ortantquestion:“Howmuchdowehaveonthisone?”Outcamethelinercardandwithinsecondsthesuperiorwaseitherhappyorangry,butdefinitelyinformed.Timesarechanging.Theairhasindeedpickedupsomepollutantsandthenumberofcargounderwriterswhohavegivenuponlinercards(someyoungeronesdon’teven
6、knowwhattheywereinthefirstplace)aregrowingbytheday.Doesthisimplythatintheageofinfo-floods,brimmingdatabases,gigabytestoragecapacityandinstanton-linecommunicationthereisactuallyafieldofshrinkinginformationavailability?Theansweris:“Yes,unfortunately.”Allthishashad(andst
7、illhas)asteadyinfluenceonthewaycargoinsuranceiswrittenandlastbutnotleasthowcargoreinsuranceistransacted.Whatwewouldliketodowiththispublication,isleadyouthroughsomeofthemoreimportantstepsinthisdevelopment,provideyouwithsomeinsightintothethinkingpractisedatthereinsuranc
8、eendandgiveyouafewideasregardingyourveryowncargoreinsurancearrangements.Whoknows,wemayevenaffectthewayyouviewqualitycargound