备用信用证样本

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1、备用信用证样本（交通银行的融资性备用信用证样本）：To:Bankofcommunications,SHENYANGBranchFrom:XYZBANKDate:20DECEMBER2004StandbyLetterofCreditWithreferencetotheloanagreementno.2004HN028(hereinafterreferredtoas"theagreement")signedbetweenBankofCommunications,SHENYANGBranch(hereinafterreferredtoas"thelender")andLIAONINGA

2、BCCO.,LTD(hereinafterreferredtoas"theborrower")foraprincipalamountofRMB2,000,000(inwords),weherebyissueourirrevocablestandbyletterofcreditno.810LC040000027Dinthelender'sfavorforamountoftheHONGKONGAABBCCCORPORATIONwhichhasitsregisteredofficeatAS8FL.2SEC.CHARACTERRD.HONGKONGforanamountuptoUNITE

3、DSTATESDOLLARSTHREEMILLIONONLY.(USD3,000,000)whichcoverstheprincipalamountoftheagreementplusinterestaccruedfromaforesaidprincipalamountandotherchargesallofwhichtheborrowerhasundertakentopaythelender.TheexchangeratewillbethebuyingrateofUSD/RMBquotedbyBankofCommunicationsonthedateofourpayment.I

4、nthecasethattheguaranteedamountisnotsufficienttosatisfyyourclaimduetotheexchangeratefluctuationbetweenUSDandRMBweherebyagreetoincreasetheamountofthisstandbyL/Caccordingly.PartialdrawingandmultipledrawingareallowedunderthisstandbyL/C.Thisstandbyletterofcreditisavailablebysightpayment.Weengagew

5、ithyouthatuponreceiptofyourdraft(s)andyoursignedstatementortestedtelexstatementorSWIFTstatingthattheamountinUSDrepresentstheunpaidbalanceofindebtednessduetoyoubytheborrower,wewillpayyouwithin7bankingdaystheamountspecifiedinyourstatementorSWIFT.AlldraftsdrawnhereundermustbemarkeddrawnunderXYZB

6、ankstandbyletterofcreditno.810LC040000027Ddated20DECEMBER2004.Thisstandbyletterof is credit willcomeintoeffecton20DECEMBER2004andexpireon09DECEMBER2005atthecounterofbankofCommunications,SHENYANGbranch.ThisstandbyletterofcreditissubjecttoUniformCustomsandPracticeforDocumentCredits(1993revision

7、)InternationalChamberofCommercePublicationNo.500.案例来说明备用信用证是如何帮助公司融资的以及其中相应的风险。中国公司A在上海投资某大型项目时碰到了资金短缺的问题，面临着选择：要么在短时间内筹集到资金并投入该项目，要么放弃该项目，但是如果选择放弃，A公司先期投入的资金则全部转为不可弥补的损失。经过深思熟虑，A公司决定向B银行贷款，继续该项目。B银行发放贷款的前提是借款人必须向银行提供与贷款相同数额的担保。但是，A公司没有可供担保的财