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1、FUNDAMENTALCONCEPTSOFACTUARIALSCIENCECHARLESL.TROWBRIDGE,F.S.A.,M.A.A.A.,E.A.RevisedEditionACTUARIALEDUCATIONANDRESEARCHFUNDCopyright01989,ActuarialEducationandResearchFund.AllrightsreservedbytheActuarialEducationandResearchFund.Permissionisgrantedtomakebriefexcerptsforapu

2、blishedre-view.Permissionisalsograntedtomakelimitednumbersofco-piesofmaterialinthisbookforpersonal,internal,classroomorotherinstructionaluse,onconditionthattheforegoingnoticeisusedsoastogivereasonablenoticeoftheActuarialEducationandResearchFundscopyright.Thisconsentforfree

3、limitedcopy-ingwithoutpriorconsentoftheActuarialEducationandResearchFunddoesnotextendtomakingcopiesforgeneraldistribution,foradvertisingorpromotionalpurposes,forinclusioninnewcol-lectiveworks,orforresale.ExpressionsofOpinionExpressionsofopinionstatedinthisbookarethoseofthe

4、author,andarenottheopinionorthepositionoftheActuarialEducationandResearchFund.TheActuarialEducationandResearchFundassumesnoresponsibilityforstatementsmadeoropinionsexpressedinthisbook.LibraryofCongressCataloging-in-PublicationDataTrowbridge,CharlesL.(CharlesLambert),1916-F

5、undamentalconceptsofactuarialscience.Includesbibliographicalreferences.1.Insurance-Mathematics.I.TitleCONTENTSPrefacefortheActuarialEducation&ResearchFund...........................viiAuthorsPreface............................ixIIntroduction..........................Purpos

6、e.............................Audience............................GeographicalRange...................BriefHistoryoftheActuarialProfession..Evolution..........................FollowingChapters.....................IIEconomicsofRisk.......................7Introduction.......

7、.......................7AvoidanceorMitigationofEconomicRisk....8FinancialSecuritySystems.................9ClassificationofFinancialSecuritySystems..9FinancialSecuritySystemsasTransferMechanisms.....................10ThePhilosophicBase-Utilitarianism........11UtilityTheorya

8、ndRiskAversion............11TheActuarialRole.........................12Summary...........