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1、企业会计学公式（Enterpriseaccountingformula）1.Formulasforcalculatinginterest(I)interestratesTheinterestrateofsavingsdepositsisstipulatedbythestateandthepeople'sBankofChinaislisted.Interestrate,alsocalledinterestrate,istheratioofinterestandprincipalinacertaindate.Itisgenerallydividedintothreekinds:annualin
2、terestrate,monthlyinterestrateanddailyinterestrate.Theannualinterestrateisexpressedasapercentage,andthemonthlyinterestrateisexpressedbytheratioof1000.Thedailyinterestrateisexpressedinaratiooftentoten.Suchasninepercentperannumtowrite9%,namelyper100yuandepositinterest9yuanayear,monthlyinterestrateof
3、sixpercenttowrite6perthousandperthousandyuandepositinterest6yuanamonth,onapercentfivecentiswritten1.5%00,permillionyuandeposit5yuandailyinterestlangle,atpresentourcountrysavingswithamonthlyinterestrateofdepositlisting.Inordertofacilitateinterest,betweenarateconversion,theconversionformulais:12=ann
4、ualinterestrate,monthlyinterestrateThemonthlyinterestrate,30=rateTheannualinterestrate83019360=dailyinterestrate(two)startingpointofinterestWhencalculatingtheinterestofsavingsdeposits,theprincipalshouldbe"Yuan"asthestartingpoint,andtheamountofinterestislessthanfiveyuan,andtheamountofinterestwillbe
5、dividedintofour.Segmentinterestiscalculatedtotheposition,afterthetotalinterestisdividedintofourbelowfive.(three)calculationrulesofstorageperiod1,theheadisnottheendofthecalculation,thecalculationofinterest,thenumberofdaysofdepositisnottheendofthecalculation,thatis,fromthedateofdeposituntilthedaybef
6、orewithdrawal;2,whetheraleapyear,leapyear,regardlessofmonth,month,yearin360days,30dayspermonthwerecalculatedaccordingtothe;3years,themonthlycalculation,andtodate,alldepositmaturitiesforyears,months,onthedateof.Fromthedaytodepositonthesamedayforayear,inthenextmonthtothesamedayasthemoon;4,regularsav
7、ingsduedate,iftheholidaysisnottheoffice,adayaheadoftimecandraw,expireandinterestpaidinadvanceforthesameprocedures.Two.BasicmethodsofcalculatinginterestDuetodifferenttypesofdeposits,theinterestratemethodisalsodiff
