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1、本科生毕业论文民办高校负债经营中存在的问题及对策摘要改革开放以后,由于教育大众化和扩招政策的影响,我国的民办高等教育事业得到快速发展。民办高校在发展的过程中,以学费收入为主的资金不能满足高校的发展,向银行贷款是筹集资金快且有效的方法,民办高校因此走上了负债经营的道路。负债经营对民办高校来说就像一把双刃剑,解决了民办高校发展的资金问题,促进了民办高校自身的发展;但也给高校带来了诸如财务风险、市场风险、过度负债经营等问题,造成一定的损失,甚至影响发展。本文将首先介绍相关的基本概念和理论基础,然后指出民办高校负债经营中存在的问题,并且从政府和民办高校自身
2、对负债经营中存在的问题进行原因分析,最后对民办高校负债经营中存在的问题提出应对措施,本文将从政府、民办高校自身、银行三个角度给予不同的对策,从而希望为民办高校的健康、可持续、繁荣发展提供帮助。关键字:民办高校;负债经营;问题与对策AbstractAfterthereformandopeningup,theprivatehighereducationinourcountryhasbeendevelopingrapidlybecauseoftheinfluenceofthepopularizationofeducationandthepolicyoft
3、heenrollmentexpansion.Privatecollegesanduniversitiesintheprocessofdevelopment,aremainlyintheformoftuitionincomefundscannotmeetthedevelopment,tobankloansiswaysofraisingfundsasquicklyandeffectively,privatecollegesanduniversitiesthereforeembarkedonthepathofdebtmanagement.Debtmana
4、gementforprivatecollegesanduniversities,likeadouble-edgedswordtosolvethefinancialproblemsinthedevelopmentofprivatecollegesanduniversities,promotethedevelopmentofprivatecollegesanduniversitiesthemselves;butalsotocollegesanduniversitiesbroughtsuchasfinancialrisk,marketrisk,exces
5、sivedebtmanagementproblem,resultinginaloss,andevenaffectthedevelopment.Atfirst,thispaperintroducesthebasicconceptsandrelatedtheoreticalfoundation,thenpointedoutthatproblemsexistinginprivatecollegesanduniversitiesdebtmanagement,andfromgovernmentandprivatecollegesanduniversities
6、themselvesontheproblemsexistinginthedebtmanagementcarriesonthereasonanalysis,finallytothequestionsexistingintheprivatecollegesanduniversitiesdebtmanagementputforwardmeasurestodealwith.Thispaperfromthethreeanglesofgovernment,theprivateuniversities,banksgivedifferentcountermeasu
7、res,inordertoprovidehelpfortheprivatecollegesanduniversitiesinthehealthy,sustainableandprosperousdevelopment.窗体顶端窗体底端窗体顶端Keyword:privateuniversity;debtmanagement;problemsandcountermeasures目录1绪论12基本概念和理论基础22.1基本概念22.1.1民办高校22.1.2负债经营22.2理论基础22.2.1风险管理理论22.2.2可持续发展理论33高校负债经营中存在的
8、问题及其原因分析43.1民办高校负债经营中存在的问题43.1.1财务风险43.1.2市场风险53.1.3民办高校缺乏核心竞