外资银行进入对我国银行影响的研究

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1、Y941389内部编号：分类号：授学位单位编号：t0011密级：北京工商大学硕士研究生学位论文论文题目：主I垒塑岔垫厶堕亟!氢擒臼警响丝碴也TrrL¨叁鐾塞撬，嘞L．盼^kE咖o^r卫、^·￡Rd。』(Iu学科：专业：学生姓名：指导老师：堡叠重j监径遗塞丑莲越越盛叠(职称)蚕筮(职称)日期：2嫡6年S月外资银行进入对我国银行影响的研究经验教训的基础上，本文提出要进一步加强政策引导、加快银行改革、加金融大监管力度，以及培育自身创新能力、提高竞争力和在更广的范围内开拓市场。关键词：外资银行，进入影响，外资参股II北京工商大学硕士学位论文Thereisade

2、bateofthemeritsanddemeritstohostcountryoftheforeignbankentrybothathomeandabroad．Scholarsthatholdpositiveattitudeemphasizeitsinfluenceinstrengtheningmarketcompetition，reducingtheprobabilityoffinancialcrisisandimprovingthebankefficiencyandSOon．Andthescholarsthatholdpassiveattitude

3、strengthenselectivemarketorientatestrategyofforeignbanksandweakentomicconditionandsupervisionstatus．Comparingwithdomesticresearchwecanfindthattheforeignresearchleanstoanalysestheforeignbankinfluenceonthehostcountrybanksystem，whiledomesticresearchconcentratesOnitsinfluencetotheba

4、nk．Ontheresearchapproach，domesticstudypreferstonormativeresearch，butseldomconsidersthenewsituationsandnewchangesinrecentyears．Itishistoricalnecessaryforforeignbankenteringintoourcountry．Becauseofthespecialdevelop。mentcourse，therearesomeproblemsinourbanksystem，suchasthespecialpro

5、pertyrightofcommercialbankandunreasonabledistributionwhichcausecutthroatcompetitionandwasteofresources．Withouttheforeignbankentry,themarketcompetition，reformofstate—ownedcommercialbankandimprovementofbankefficiencycanbedifficulttorealize．Twenty—sixyearspastfromthefirstforeignban

6、kentry,duringthosetherewereseveraldevelopmentpeaks．Andthewayofforeignbankentryhassomedifferencewithbefore．Thewayofopeningbranchesslacksup，thesubstituteistobecomeashareholderofourbank．Atthesanletime，foreignbankspaymoreattentiononRMBbusiness．Thereasonsofallthesechangescanbefoundin

7、thecourseofforeignbankentry．Foreignbankentrybroughtextensiveinfluence．Ononehand，ithasstrengtheningthecompetitionmechanismofourfinancialmarket，deepeningourbankreform，optimizingourbankmanagementmechanism，rationalizingthestructureofSOUrCeofrevenue，andimprovingtheindependentproducts

8、innovationability．Ontheotherhand，ithasdeepening