金融英语考试范围

金融英语考试范围

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时间:2019-03-24

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1、一,Anintroductiontothetypesofbankdeposits1・thetypeofdepositsofferedbythecommercialbanks;2.theratesofinterestondifferentdeposits;yourresearchshouldcovertheaboveinformationCommercialbanksarebusinessesthatmakeaprofitbylendingmoneytoborrowers.Thesecompaniesmakemoneybythenlendingthemoneyoutata

2、higherinterestratethantheypaytotheaccountholders.Inacommercialbank,Depositsaretypicallymadewithcash,checksorelectronictransfers,intoaccountsthatincludesavings,checking,moneymarketandcertificatesofdeposit.DamanddepositAdemanddepositreferstoadepositthatdoesnotspecifythedeposittermandcanbed

3、epositedorwithdrawnatanytimewithoutanynoticetothedepositoryinstitution.TimedepositAtimedepositisatypeofdepositwhichisincontrasttodemanddepositthatcannotbewithdrawnforacertain”term"orperiodoftime(unlessapenaltyispaid)・Whenthetermisoveritcanbewithdrawnoritcanbeheldforanotherterm.Generallys

4、peaking,thelongerthetermthebettertheyieldonthemoney.educationdeposit,Savingsforlump-sumwithdrawal,Time-demandoptionaldeposit,Personalnoticedeposit,Interestwithdrawaltimedeposit.二,Doyouknowhowbanksdothelendingbuisiness?Anddoyouknowanytypeofloansofferedbybanksandhowtoapplyforit?Pleasewrite

5、downbrieflyinEnglishwhatyouthinkaboutthequestionsCommerciallendingreferstolendingservicestosoleproprietors(soletraders),partnerships,privatecompaniesandpubliclimitedcompanies.Asweallknown,extendingloanstopeoplewhoneedmoneyiswidelyregardedashighlyprofitable.soeverybanktryeffortstodothelea

6、dingbusiness.Theyprovidemanyfinancialbusiness.SOthatbankscangetmoreprofiles.Theycreatekindsofmeasuretoimprovefinancialtransaction.Banksoffermanytypesofloans,suchasautoloan,personalhousingloan,sub-primemortgageloan,commercialloan,sub・primemortgageloanandsoon.yoiTdbetterapplyforanautoloan•

7、IthinkyouYequalifiedfortheloanbecauseyouhaveagoodsocialstatusandmakeagoodsalary.YoujustbringwithyouthedocumentssuchasyourIDcard,acertificateofemDloymentacertificateofincomeandmakeacrediblerepaymentplan.三,thenecessaryprofessionalqualitiesofanaccountant1First,anaccountantmu

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