如何将风险管理转化危机【外文翻译】

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1、外文翻译原文：CrisisChangesViewofRiskManagementRiskmanagementorthelackthereofliesattheheartoftoday'sbankingcrisis.Theinabilitytofullyappreciateriskexposureortosufficientlyconsiderthefullarrayofriskimplicationsassociatedwithparticularbusinessstrategiesandtacticshasplacedmanyba

2、nkinginstitutionsandtheeconomyatlargeinperil.AsthefinancialcrisisreshapestheU.S.bankingindustry,bankexecutivesandboardsareexploringnewwaystobettermanagerisk.Manynowembracethenotionthatthecapacitytoidentify,measure,monitorandcontrolriskholisticallyandtohavethatviewinfor

3、mdecisionmakingthroughouttheorganizationisperhapsthemostimportantgovernanceobjectiveabankcanhave.Ernst&Youngsurveyedtopexecutivesatnearly40globalbankstolearnhowtheyareaddressingriskmanagementtoday.Thisarticlediscussesthestateofriskmanagement,describeshowbanksareelevati

4、ngthestrategicimportanceofriskmanagement,examinessomeoftheculturalandgovernancechangesthataretakingplaceanddescribeshowriskforecastingandreportingneedtochange.FinancialCrisisChangesViewofRiskManagementOnly14percentofbankexecutiveswhoparticipatedinthesurveysaidtheyhadac

5、omprehensiveviewofriskacrosstheirorganization.Thisnumbermustchangeifbanksaretomakeasizabledentinmanagingriskmoreeffectivelyacrosstheenterprise.Infact,manyseniorbankexecutivesaremobilizingtoaddressdeficienciesintheirriskmanagementprocesses.Morethanhalfofrespondentstoour

6、surveysaidtheirbanksarealreadymakingimprovementstoriskmanagement.Banksaremakinganumberofsubstantiveimprovementstotheirriskgovernancestructuresandriskmanagementsystems:Executivesarerepositioningpeopleandreassessingrolesandresponsibilitiessothattherightpeople,teamsandtal

7、entareinapositiontooverseemarketriskandfacilitatecommunicationaboutriskissuesinatimelymanner.Banksareimprovingcommunicationsinordernotonlytodevelopreliableandcomprehensiveinformationsoughtbyregulatorsbutalsotofacilitatestrategicdecisionmaking.Firmsaretighteningcontrols

8、byredefiningthemandaggressivelychallengingthebehaviorandactivitiesrelatedtoriskmanagement.Banksarefosteringgreatercoo