论提高我国商业银行竞争力的探讨

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1、膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈

2、螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃

3、肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿

4、袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀

5、葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃

6、虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈

7、莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄

8、蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆莁薅蚄羅肁莈薀羄膃薃罿羃莅蒆袅羂蒈蚂螁羂膇蒅蚇羁芀蚀薃羀莂蒃袂聿肂蚈螇肈膄蒁蚃肇莆蚇虿肆葿蕿羈肆膈莂袄肅芀薈螀肄莃莁蚆肃肂薆薂膂膅荿袁膁芇薄螇膀葿莇螃膀腿蚃虿腿芁蒅羇膈莄蚁袃膇蒆蒄蝿芆膆虿蚅袃芈蒂薁袂莀蚇袀袁肀蒀袆袀节螆螂衿莄蕿蚈袈蒇莁羆袈膆薇袂袇艿莀螈羆