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ID:33323596
大小:3.66 MB
页数:57页
时间:2019-02-24
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1、重庆人学硕1学位论文英文摘要ABSTRACTThePersonalloanbusinessinoureountryjustStartedfromthe19805,alongwiththeimProvementofeuLrentnationalstandardofliving,residentsaremoreinelinedtoaceePttheindividualeonsumPtionloansideasthateanenhaneethequalityoflife.FaeingtheenormousPersonalmarket,China,5eonnlnereialban
2、kshaveataehedmoreimPortancetothedeveloPmentofretailbusiness.PersonalloanbusinesshasgraduallybeeomethemaindeveloPmentandProfitgrowthofChina’5eomLrnereialbailks.TheimPortaneeofPersonalloanbusinesshasbeeninereasing,andindividualbankshaveProgressivelyfoeusedontheeffieiencyofPersonalloanbusine
3、ss.However,thePersonalloanbusinessstartslateinChina.IthasnotformedaseientifieandStandardoPeratingProeedures.TheProblemsexistinginPersonalloanbusinessProeessbeeomethefaetorsthatwillhinderthePersonalloanbusinessdeveloPeffieiently.Currently,manybanksarereengineeringtheirownPersonalloansProee
4、ssandthemodel.Theytrytoobtainhigh一sPeedandrobustdeveloPmentofPersonalloanbusinessthroughreasonable,fiuentbusinessProeesses.Establishingmodernized,standardizedandeffieientPersonalloansProeesshasbeeomethekeyexPlorationofvariousdomestieeommereialbanks.OnthebasisoftheeurrentProblemsofPersonal
5、loansProeessandintheIightofeomParativelymaturePersonalloanProeessintheUnitedStates,thisPaPerdealswiththeProcessreengineeringofChina’5eommercialballks“Personalloanbusiness.It’5exPeetedtoProvideideasandhelPtotheeommereialbanksforPersonalloansProcessthroughthisresearch.ThisPaPergivesanin一deP
6、thanalysisandresearchofthePersonalloanbusinessProeessreengineeringinChina’5eonunereialbanks.Firstly,itgivestherealistiemeaningofbankbuildingProeessballklngsystem,therelationshiPbetweenbusinessProeessreengineeringandProeessbankbuilding,即dPointesoutthatthebankshouldtakeBPR(BusinessProeessRe
7、engineering)asthemainlinetoreengineerbusinessProeess,useBPI(BusinessProeessInteraetion)measuresandfollowthestrueturethatdesignedbeforetograduallyPromotebusinessProcessoPtimiZation.Therestructuring15tobeeonduetedwhenintemalsystem15basicallyready,formingaviewthatthest
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