does access to health insurance coverage relieve financial

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1、WellesleyCollegeWellesleyCollegeDigitalScholarshipandArchiveHonorsThesisCollection2014DoesAccesstoHealthInsuranceCoverageRelieveFinancialDistress?EvidencefromExpansionsinParentalCoverageLawsandtheAffordableCareActWendyWuwwu@wellesley.eduFollowthisandadditionalworksat:http://repository.wellesley.e

2、du/thesiscollectionRecommendedCitationWu,Wendy,"DoesAccesstoHealthInsuranceCoverageRelieveFinancialDistress?EvidencefromExpansionsinParentalCoverageLawsandtheAffordableCareAct"(2014).HonorsThesisCollection.Paper233.ThisDissertation/ThesisisbroughttoyouforfreeandopenaccessbyWellesleyCollegeDigital

3、ScholarshipandArchive.IthasbeenacceptedforinclusioninHonorsThesisCollectionbyanauthorizedadministratorofWellesleyCollegeDigitalScholarshipandArchive.Formoreinformation,pleasecontactir@wellesley.edu.DoesAccesstoHealthInsuranceRelieveFinancialDistress?EvidencefromExpansionsinParentalCoverageLawsand

4、theAffordableCareActWendyWuSubmittedinPartialFulfillmentofthePrerequisiteforHonorsinEconomicsApril2014©WendyWuAcknowledgementsIwouldfirstandforemostliketoexpressmydeepestgratitudetomyadviser,ProfessorCourtneyCoile,forhercontinuedguidanceandsupportofmyresearch.Herenthusiasmandimmenseknowledgehelpe

5、dmeateverystageoftheresearchandwritingprocess.Iamverygratefulforheradviceandencouragement.MygratitudeextendstoProfessorEricHiltandProfessorRobinMcKnightfortheirinsightfulcomments;theirfeedbackplayedahugeroleinthedevelopmentofthisresearch.MysincerestthanksalsogotowardsERSstudentandfacultyparticipa

6、ntsfortheirhelpfulcommentsandsuggestions.SpecialthanksgotoVivianDai‘14andSophieSun‘14whoseencouragementsandsuggestionshelpedmeimprovethewriting.IalsothankHelenWillis‘14forproofreadingmywork.Inaddition,IwanttothankProfessorMeganKerrfromtheMathematicsdepartmentforbeingmyexternalvisitor.Iwouldalsoli

7、ketoexpressmythankstoTheCommonwealthFundforallowingmeaccesstotheirdata.2TableofContentsI.Introduction………………………………………………………………………….4II.Background………………………...…………………………………………….....7A.HealthInsuranceCoverageintheU.S………………