民间金融发展现状及前景精选

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1、本科毕业论文（设计）原创性声明本人郑重声明：所呈交的论文是本人在导师的指导下独立进行研究所取得的研究成果。除了文中特别加以标注引用的内容外，本论文不包含任何其他个人或集体已经发表或撰写的成果作品。本人完全意识到本声明的法律后果由本人承担。作者签名：年月日目录摘要·········································································1关键字·······································································1Abstract

2、·····································································1Keywords····································································1前言·········································································2一、民间金融的概念及特点·····················································

3、3（一）民间金融的概念·························································3（二）民间金融的特点·························································3二、民间金融的发展现状·······················································4（一）民间金融发展迅速·······················································4（二）民间金融带动民营经济快速发展

4、···········································5（三）民间金融发展中出现的问题···············································5三、从典型案例看民间金融·····················································5（一）温州眼镜龙头信泰集团一夜崩塌···········································6（二）农村合作信用社全国范围内全部被取缔··································

5、···6四、对民间金融发展的前景展望·················································7（一）消除民间金融的消极影响，确定其法律地位·································7（二）严厉打击“非法金融”，加强和规范对民间金融的监管························8（三）进行正规金融的改革，规范和引导民间金融的发展···························8（四）建立和完善民间金融准入、退出和预警机制，进行规范化操作·················8（五）盘活民间资金，拓

6、宽融资渠道，进行融资方式创新···························8五、结束语···································································8六、参考文献·································································9中国民间金融发展现状及前景摘要：民间金融是指非正规金融,是我国现阶段不可回避的金融形式。应正视民间金融的优势与风险，使其为国家经济建设所用。本文简要介绍了民间金融的相关概念。从民间金融的必然存在性以及优

7、势出发,总结了我国民间金融发展的现状,并结合典型案例分析，概括了我国民间金融运营中存在的问题，剖析了出现问题的原因,提出了健全我国民间金融发展的相关对策建议,对我国民间金融健康发展具有一定的现实意义。关键词：民间金融；金融风险；非正规金融；ChineseFolk Financial DevelopmentStatusAndProspectsAbstract:Folkfinancereferstotheinformalfinance.ourcountrycannotbeavoidedatthisstageformsoffinance.Sho